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Social Security

Retirement Article

Prepare Today To Help Avoid Working in Retirement Tomorrow

Learn how to overcome the fear of working in retirement. Explore strategies for income stability, healthcare costs, and debt management with Mercer Advisors.

Retirement Article

Maximizing Social Security Benefits After Divorce or Loss of Spouse

Divorced spouses and widows may qualify for Social Security benefits based on a former or deceased spouse’s earnings record. Discover strategies to maximize retirement income in 2026.

Tax Planning Article

IRMAA vs. Social Security Tax: What’s the Difference?

Discover the difference between IRMAA and Social Security tax. Learn strategies to help manage your Medicare premiums and optimize your retirement income.

Retirement Article

Social Security Break-Even Point: What It Is and Why It Matters

Discover your Social Security break-even age to decide whether claiming early or delaying best fits your retirement goals.

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Financial Planning Podcast

Episode 513 – Planning Moves Pre-Retirees Should Know

Learn about the often-overlooked financial planning opportunities that become available at age 59½, including Roth conversions and healthcare strategies.

A couple talking over social security
Retirement Article

Is Social Security Taxed in 2026? What Retirees Need To Know About New Rules

Learn when Social Security benefits may be taxable in 2026, income thresholds, state rules, and how new deductions could reduce what retirees owe.

A couple looking at their tax benefits
Retirement Article

Mixing Social Security and IRA Withdrawals for Tax Benefits

Discover strategies to help reduce taxable income and optimize retirement planning with Social Security and IRA distributions.

A woman receiving her social security check
Retirement Article

What is the Social Security Trust Fund and Will It Be There for You? 

Given the current projections for a reduction in Social Security in the future, should you take your benefits early? 

A financial advisor working with a client on their social security benefits
Retirement Article

Will My Social Security Benefits Be Taxed?

Income thresholds, IRA withdrawals, and work limits can reduce Social Security tax liability and maximize retirement income.

Senior couple having a conversation in the living room by the window
Retirement Article

4 Social Security Mistakes That Could Derail Your Retirement

Learn when to claim Social Security, how to maximize benefits, and why timing and strategy matter for your retirement income.

closeup image of social security cards stacks and fanned out
Retirement Article

Social Security Fumbles Messaging on One Big Beautiful Bill

Learn how the new legislation on Social Security may impact your income taxes.

high earner analyzing his finances
Retirement Article

How to Maximize Social Security Benefits: Tips for High Earners

A well-timed Social Security strategy can generate additional income while reducing taxes and growing retirement income.

woman sitting in a retirement home
Retirement Article

Social Security Fairness Act: What To Know About the Repeal of WEP and GPO

The 2025 Social Security Fairness Act rescinds WEP and GPO provisions, resulting in higher benefits for 3.2 million retirees.

Further Learning

Professions Article

Delta Pilots: 7 Retirement Decisions to Consider

An overview of Delta pilot pension elections, Delta pilot 401k strategy, NQDC planning, Social Security timing, insurance gaps, and estate documents for pilots nearing retirement.

Tax Planning Webinar

Tax Filing Is Not the Same as Tax Planning

In this webinar, we break down proactive tax planning, Roth conversions, and key changes from the One Big Beautiful Bill Act to help reduce your lifetime tax liability.

Market Commentary Article

Surprisingly Strong Earnings Bolster the Stock Market

S&P 500 companies reported surprisingly strong earnings, providing a powerful lift for stocks.

Investment Management Article

What a Stock Split Means for Your Portfolio

Explore how a stock split affects your portfolio and learn comprehensive strategies for managing concentrated positions, tax exposure, and charitable giving.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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