Mercer Advisors
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Retirement

A comprehensive approach to retirement planning considers tax planning, investment management, estate planning, and much more. Our expert financial advisors, CPAs, and estate lawyers share strategies on how to set and meet your retirement goals.

Retirement Article

IRMAA vs. Social Security Tax: What’s the Difference?

Discover the difference between IRMAA and Social Security tax. Learn strategies to help manage your Medicare premiums and optimize your retirement income.

Retirement Article

Why Getting the First Years Right May Matter Most

Retirement planning should account for more than life expectancy. Learn how to align retirement spending, lifestyle goals, and income strategy with your healthiest and most active years.

Retirement Article

2026 Tax Strategies with Roth Conversions

Discover 2026 Roth conversion strategies to help minimize taxes and maximize retirement savings. Get guidance on timing, tax brackets, RMDs, and estate planning.

Retirement Article

Estate Planning After the SECURE Act

Learn how retirement trusts and Roth conversions can help mitigate taxes for your heirs. 

Retirement Article

Electing Roth Treatment for Employer Retirement Plan Contributions

SECURE 2.0 allows Roth treatment of certain employer retirement contributions, creating new tax planning flexibility for employees.

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Retirement Podcast

Episode 518 – You Can’t Take It with You: Living for Tomorrow and Today

John Walker and Jason O’Meara explore the Die with Zero philosophy, helping you balance saving for tomorrow with living fully today through intentional financial planning.

Retirement Article

Social Security Break-Even Point: What It Is and Why It Matters

Discover your Social Security break-even age to decide whether claiming early or delaying best fits your retirement goals.

An advisor working with a client on a backdoor roth IRA
Retirement Article

Making a Backdoor or Mega Backdoor Roth Contribution in 2026

If you’ve outgrown the direct Roth IRA due to income limits, consider the backdoor and mega backdoor Roth strategies.

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Retirement Podcast

Episode 513 – Planning Moves Pre-Retirees Should Know

Learn about the often-overlooked financial planning opportunities that become available at age 59½, including Roth conversions and healthcare strategies.

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Retirement Podcast

Episode 512 – 401(k) Update: Changes That May Impact Your Retirement Plan

Learn about the 2026 Secure 2.0 Act 401(k) changes, including mandatory Roth catch-up contributions for high earners and new compliance rules for plan sponsors.

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Retirement Podcast

Episode 510 – Knowing When To Retire

Discover the financial and emotional signs that signal it’s time to retire with John Walker and Jason O’Meara.

A couple reviewing spending in retirement
Retirement Article

How Much Will You Spend in Retirement? A Guide to Costs

How much will you spend in retirement? Learn how income, lifestyle, housing, and healthcare costs shape your retirement budget.

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Retirement Podcast

Episode 509 – Ten Strategies for Retiring in 2026

John Walker and Jason O’Meara discuss 10 essential strategies to help you prepare for retirement in 2026, including budgeting, Social Security, and healthcare.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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Financial Planning
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Tax Planning & Preparation
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