Mercer Advisors
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Work & Business

Whether you’re navigating an IPO lockup expiration, maximizing your RSUs and ESPP, planning a business sale, or evaluating a severance package, the financial decisions tied to your career and business life can have an outsized impact on your long-term wealth. At Mercer Advisors, we help clients connect their career and business finances to their broader financial plan — so every major decision at the office also moves them closer to their personal goals. Browse the resources below for actionable guidance on work-related financial planning at every stage of your career.

Work & Business Article

Beyond Business Growth: Wealth Planning for Women Founders

Many women founders face a three-way financial pull. Learn how to help protect personal wealth, optimize taxes, and plan your business exit — all at once.

Work & Business Article

Strategic Exit Planning for Business Owners

Explore comprehensive exit planning strategies for business owners. Learn how to coordinate valuation, tax optimization, and succession planning to help support a smoother transition.

Work & Business Guide

Post-IPO Lockup Playbook: Sell Smart, Minimize Taxes, Protect Your Gains

Your IPO lockup expiration is just the beginning. With a multi-year strategy and expert advice you can turn uncertainty into lasting value.

A pay role specialist reviewing social security
Work & Business Article

Social Security Wage Base 2026 Increase: Employer Guide

Get a clear breakdown including new payroll tax limits and what employers should budget for high‑income staff.

A dad working with his son
Work & Business Article

Tax Benefits of Employing Your Children in Your Business

Hiring your children in an LLC or sole proprietorship can reduce income and payroll taxes. Understand the IRS rules and how to plan.

A dentist and his assistant looking at sale documents
Work & Business Article

How To Minimize Taxes When Selling a Dental Practice

Learn how to structure your sale, offset gains, and plan for retirement to keep more of your hard-earned wealth.

Two business owners talking about a business sale
Work & Business Article

Unlocking Tax Efficiency: How a 1042 Exchange Can Transform Your Business Sale

Learn eligibility rules, investment requirements, and strategic benefits for tax-efficient exits from business ownership.

Work & Business Article

What To Do When Your IPO Lockup Expires

Optimize your equity with smart timing, tax strategies, and diversification to help create lasting wealth.

A team working on liquidity planning
Work & Business Article

Liquidity Planning After a Tender Offer

Learn smart strategies for tax planning, investment diversification, estate preparation, and avoiding potential pitfalls.

A real estate agent meeting a client
Work & Business Article

SEP IRA vs. Solo 401(k) for Real Estate Agents

Learn the differences between the two plans and why they matter in financial planning for real estate agents.

Work & Business Article

How NVIDIA Employees Can Maximize Their RSUs, ESPP and 401(k)

Learn what makes NVIDIA’s comp structure unique, what to watch out for, and how to turn your equity into long-term wealth.

Work & Business Article

Maximize Your Intel Retirement & Severance Benefits

Walk through Intel-specific benefits, planning strategies, and how to make the most of your next chapter in retirement from Intel.

young executive professional sitting with a financial advisor discussing layoff
Work & Business Article

What To Look For in a Severance Package After Layoff

Understanding severance package components and knowing questions to ask are key to determining the financial impacts.

FAQs
Work & Business FAQ

What is key-person insurance?

See the answer
Work & Business FAQ

What is a 10b5-1 plan?

See the answer
Work & Business FAQ

How do family caregiving responsibilities affect financial planning for women founders?

See the answer
Work & Business FAQ

Should I pay myself a salary or take distributions from my business?

See the answer
Work & Business FAQ

How do I fund my children’s education when my income comes from my business?

See the answer
Work & Business FAQ

What is QSBS and can women founders use it to reduce taxes?

See the answer
Work & Business FAQ

How do I protect my personal wealth if my business fails?

See the answer
Work & Business FAQ

When should a woman founder start planning for a business exit?

See the answer

Further Learning

Tax Planning Article

How Much Money Do You Need To Work With a Wealth Manager?

Firm minimums vary widely, but a better question may be whether your financial complexity warrants professional coordination.

Listen
Retirement Podcast

Episode 526 – First Years of Your Retirement: How Best to Prepare

Discover why the first years of retirement set the tone for long-term success and how to spend intentionally during your most active, healthy years.

Market Commentary Article

Making Sense of Rising Treasury Yields

What investors should know about bond prices falling as long-term Treasury yields climb to a 19-year high.

Tax Planning Article

The New Math of Charitable Giving Tax Deductions

New 2026 charitable giving tax deduction rules changed the math. Learn how the AGI floor, the 35% cap, and DAFs reshape your year-end giving strategy.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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