These Terms of Use (“Terms”) are applicable only to those Web pages operated by Mercer Advisors Inc. under the following domain or subdomains:


These domains and subdomains are called “the Website”.

I. Acceptance of our Legal Terms and Conditions

Access to and use of this site are subject to the following terms and conditions and all applicable laws. By using this Website you signify your acceptance of our legal terms and conditions and that you adhere to the terms and conditions posted on the Website. You may browse this site for personal interest and information. However, please do not distribute, modify, transmit, or revise the contents of this site without Mercer Advisors’ written permission.

II. Ownership of Rights and Limitation of Use

All contents on this Website and all copyrights, trademarks, and any other intellectual property rights related to these content are owned or licensed by Mercer Advisors or the owner of such contents. Except to the extent expressly permitted by applicable law, no contents on this Website may be used, copied, modified, translated, distributed, or otherwise utilized without the prior permission of Mercer Advisors or the owner of the contents. Mercer Advisors reserves the right to add, delete, or modify these Terms or the contents of this Website at any time without notice.

III. Disclaimers of Warranties

The content on this Website is provided “AS IS” without warranties of any kind, either express or implied (including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, title, or non-infringement of third parties’ rights). Mercer Advisors does not warrant that the contents are error-free. Mercer Advisors will use reasonable efforts to place accurate and up-to-date information on this Website but makes no warranty of its accuracy, completeness, and/or timeliness.

IV. Disclaimer of Links

Except for this Website, Mercer Advisors does not operate or maintain content on Websites that are directly or indirectly linked from this Website (the “Linked Sites”). Any reference to a Linked Site or to a specific third party’s product or service on the Website, the Subsites, or a Linked Site, is not a recommendation by Mercer Advisors. Mercer Advisors disclaims liabilities for access to and use of Linked Sites.

V. Limitation of Liability

Mercer Advisors is not liable for direct, indirect, incidental, consequential, punitive, or other damages (including, but not limited to, economic losses, lost profits, lost revenues, or lost data) arising from the access to or inability to access this Website or the Linked Sites, even if advised of the possibility of such damages.

VI. Transmitted Materials

Any material, information, or idea that is transmitted to or posted on the Website (“Transmitted Material”) is deemed non-confidential and non-proprietary. Mercer Advisors has no obligation, including protecting the confidentiality of the source of any such transmission without in connection with the Transmitted Material.

VII. Valid Only in the United States

This site is intended for and directed to residents of the United States and all advertising and claims contained in this site are valid only in the United States.

VIII. Linking to the Website

Permission is granted to link to the Website in accordance with the following linking policy: your site must not slander or damage Mercer Advisors or contain inappropriate content; you may not create a frame around Mercer Advisors content or create the impression by any other method that the content does not belong to Mercer Advisors; you must use the Mercer Advisors name correctly. This permission terminates automatically if you breach any component of these Terms. Upon termination of linking permission, you must remove any related link. Please place your link as follows: http://www.merceradvisors.com. You may place links to other pages on the Website, however specific pages or materials on the Website may have unique terms of use; you must comply with said terms.

IX. Trademarks and Copyrights

©2014 Mercer Advisors, All rights reserved. The name of Mercer Advisors or the Mercer Advisors logo may not be used in advertising or publicity pertaining to distribution of this information without specific, prior written permission.

Mercer Advisors Inc., Economic Freedom, Mercer Global Advisors Inc., Asset Optimization, and the Group Advantage logo are trademarks or registered trademarks of Mercer Advisors.


All other trademarks mentioned herein are the property of their respective owners.