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Question

What is full retirement age for Social Security?

Answer

Full retirement age (FRA) is the age at which you can claim 100% of your calculated benefit. For anyone born in 1960 or later, FRA is 67. Claiming before FRA reduces your benefit, and delaying past it, up to age 70, increases it.

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Financial Planning Retirement Retirement Planning Social Security Living in Retirement Tax Basics Early Retirement Cash Flow Management FAQs
Last Updated Nov. 4, 2026
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