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Question

Can I work and collect Social Security at the same time?

Answer

Yes, but your benefit may be temporarily reduced if you claim before full retirement age and earn above a limit. In 2027, the Social Security Administration withholds $1 for every $2 you earn above $25,560. In the year you reach full retirement age, it withholds $1 for every $3 above $67,920. When you reach full retirement age, you have no limit on your earnings.

Related FAQs

What happens to Social Security if the trust fund runs out?

Where can I find my Social Security estimate?

What is full retirement age for Social Security?
Financial Planning Retirement Retirement Planning Social Security Living in Retirement Tax Basics Early Retirement Cash Flow Management FAQs
Last Updated Nov. 4, 2026
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