Mercer Advisors
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Articles

Investment Management Article

When Nvidia Drops: Three Reasons to Pause Before You Act

Nvidia’s stock decline following Jensen Huang’s resignation is a reminder of why diversification matters. Three reasons to pause before making big portfolio decisions.

Man working on laptop
Professions Article

QSBS After OBBBA: New $15M Exclusion and $75M Cap

The OBBBA expanded QSBS benefits with a $15 million exclusion cap, $75 million gross-asset threshold, and tiered holding periods. Learn what founders need to know.

Group having a meeting
Market Commentary Article

The Roles of Bonds in a Portfolio and Why Returns Are Slightly Negative — Insights From Our CIO

Bonds have dropped in value as interest rates have risen. CIO Don Calcagni explains why they still have an important role in our portfolios.

Woman packing at job
Work & Business Article

What Happens to Stock Options When You Leave a Job

Understand what happens to equity compensation when you leave a job — from incentive stock option (ISO) exercise windows to restricted stock unit (RSU) forfeiture — and the tax implications.

Couple having meeting with advisor
Tax Planning Article

SALT Deduction Cap Phase-Out: A Plan for Maximizing Deductions

The $40,000 SALT deduction cap offers relief through 2029, but high earners face a MAGI phase-out. Explore bunching, timing, and entity strategies.

Multi-generational Family having fun
Financial Planning Article

Trump Accounts vs. 529 Plans: Which Should You Choose?

Trump Accounts and 529 plans serve different purposes. Compare contribution limits, tax benefits, and investment options to decide which fit your family’s needs.

Multi-generational family having dinner together
Financial Planning Article

What To Do With the Money You’re Not Going To Spend

When your retirement projections show you have more than enough, the question shifts from saving to spending. Explore strategies for surplus wealth.

Couple moving
Tax Planning Article

Planning a California Residency Change Before Your Liquidity Event

Changing California residency before a liquidity event requires careful planning. Learn the two-year timeline, safe harbor rules, and strategies to help reduce your tax exposure.

Woman at desk in front of computer
Women & Wealth Article

Financial Planning for Women Business Owners: Beyond the Business

Women business owners may face distinct financial planning challenges. Learn how to coordinate investments, tax, estate, and insurance strategies that go beyond the business.

Market Commentary Article

AI and Your Portfolio

The rise of artificial intelligence is impacting the financial markets and the economy in 5 key ways.

Multicultural Family with Grandparents
Estate Planning Article

New York Estate Tax: What Families Need To Know

New York estate tax affects estates above $7.35 million. Understand the exemption, cliff, and planning strategies to manage your tax exposure.

Older Couple Talking to Younger Woman
Retirement Article

What Are QLACs and Who Should Consider One?

Here is how qualified longevity annuity contracts (QLACs) work, the current rules, and when one might make sense for your retirement income plan.

Estate Planning Article

Lifetime Gift Tax Exemption: Why Using It Now Could Offer Advantages Over Waiting

For taxable estates, using your lifetime exemption now can shelter future growth from estate tax. See how timing, trusts, and GST planning may shape the outcome.

Further Learning

Listen
Market Commentary Podcast

Episode 42: How to Think About Bonds

CIO Don Calcagni explains the three roles bonds play in a portfolio and why rising interest rates have strengthened the investment case for owning bonds today.

Couple discussing finances
Financial Planning Guide

Social Security: When To Claim, How To Help Maximize, and Common Mistakes To Avoid

A comprehensive guide to Social Security claiming strategies, including when to start benefits, six ways to help maximize your monthly payment, and seven common mistakes to avoid.

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Tax Planning Podcast

Episode 530 – Year-End Financial Planning Checklist

John Walker and Jason O’Meara discuss key year-end planning steps: maxing retirement contributions, taking RMDs, managing inherited IRAs, and Roth conversions before Dec. 31.

Market Commentary On-Demand Webinar

Q4 Market Outlook: The Fed, Deficits, Energy, Valuations, and More

Mercer Advisors CIO Don Calcagni and Partner Kara Duckworth break down inflation, the Fed, deficits, AI valuations, and housing in this Q4 market outlook webinar.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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