Mercer Advisors
Sharing Knowledge

Investors

Whether you’re navigating an IPO lockup expiration, evaluating factor investing strategies, or trying to understand how geopolitical events can affect your portfolio, thoughtful and evidence-based guidance can help you make more confident decisions. At Mercer Advisors, our investment team shares insights on portfolio strategy, tax-efficient investing, and market dynamics to help clients stay disciplined through changing conditions. Explore the resources below for clear, research-backed perspectives on building and protecting long-term wealth.

Market Commentary Article

AI and Your Portfolio

The rise of artificial intelligence is impacting the financial markets and economy in 5 key ways.

Man working at desk
Investment Management Guide

The Concentrated Stock Diversification Guide: 9 Strategies Compared

Compare nine concentrated stock diversification strategies to help make informed decisions.

Tax Planning Guide

Tax-Loss Harvesting for Investment Portfolios: Direct Indexing and Beyond

Direct indexing may help investors generate tax alpha through tax-loss harvesting, often cited in the range of 1% to 2%  while also supporting wash sale rules and tax-efficient charitable giving strategies.

Older Couple Talking to Younger Woman
Retirement Article

What Are QLACs and Who Should Consider One?

Here is how qualified longevity annuity contracts (QLACs) work, the current rules, and when one might make sense for your retirement income plan.

Family having conversation wiht advisor.
Financial Planning Article

A Family Office for Your Family: A Wealth Tradition Within Reach

The sophisticated, time-tested family office approach used by many ultra-high-net-worth individuals to help manage their financial lives is now accessible to more families.

Investment Management Article

The 2026 Midterm Elections and Why Politics and Investing Still Don’t Mix

Many investors have a mistaken instinct that a shift in the balance of power on Capitol Hill will have obvious and significant impacts on one’s portfolio.

Financial Planning Article

What Is a Fiduciary Financial Advisor?

A fiduciary financial advisor is legally bound to act in your best interest. Learn what fiduciary duty means, how to verify status, and why fee-based matters.

Investment Management Article

Insights from Our CIO: Diversify Broadly, Both Across and Within Global Asset Classes

The economic science behind why diversifying broadly across and within global asset classes is a core investing principle at Mercer Advisors.

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Market Commentary Article

Insights From Our CIO: The Iran War’s Impact on Markets Six Months In

CIO Don Calcagni shares an overview of how long-term investors should view the Iran war after six months.

Tax Planning Article

How Much Money Do You Need To Work With a Wealth Manager?

Firm minimums vary widely, but a better question may be whether your financial complexity warrants professional coordination.

Market Commentary Article

Making Sense of Rising Treasury Yields

What investors should know about bond prices falling as long-term Treasury yields climb to a 19-year high.

Retirement Article

Connecting the Dots on Your Retirement Plan

Learn how a structured three-part approach to retirement income planning can help you protect the wealth you’ve built and achieve financial independence.

Listen
Investment Management Podcast

Episode 525 – Investment Philosophy vs. Strategy

Discover how your core beliefs shape investment decisions. John Walker and Jason O’Meara break down philosophy vs. strategy for long-term success.

FAQs
Tax Planning FAQ

Which states have no income tax?

See the answer
Tax Planning FAQ

What’s the difference between California domicile and residency?

See the answer
Tax Planning FAQ

How do I document my California residency change?

See the answer
Tax Planning FAQ

Do I need a tax professional for a California residency change?

See the answer
Tax Planning FAQ

Should I change my California residency before a liquidity event?

See the answer
Tax Planning FAQ

How does California determine your residency for tax purposes?

See the answer
Tax Planning FAQ

What does a California residency change involve?

See the answer
Investment Management FAQ

How do I create a 10b5-1 trading plan for my concentrated stock?

See the answer

Further Learning

Market Commentary On-Demand Webinar

Q4 Market Outlook: The Fed, Deficits, Energy, Valuations, and More

Mercer Advisors CIO Don Calcagni and Partner Kara Duckworth break down inflation, the Fed, deficits, AI valuations, and housing in this Q4 market outlook webinar.

Multi-generational Family on the Beach
Estate Planning Guide

Dynasty Trusts and Multigenerational Wealth Transfer: A Post-OBBBA Guide

The OBBBA made the $15 million estate tax exemption “permanent.” This guide explores how dynasty trusts, combined with generation-skipping transfer (GST) tax planning and coordinated trust strategies, can help protect and transfer wealth across multiple generations.

Couple talking to advisor
What Clients Ask Guide

How To Choose a Wealth Management Firm at $1M-$10M: The Complete Guide

Learn how to choose a wealth management firm: Discover the questions to ask, fee structures, fiduciary standards, and integrated solutions that can help protect and grow your wealth.

Multicultural Family with Grandparents
Estate Planning Article

New York Estate Tax: What Families Need To Know

New York estate tax affects estates above $7.35 million. Understand the exemption, cliff, and planning strategies to manage your tax exposure.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
Trustee Services

Want to learn more about Mercer Advisors?

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