Mercer Advisors
Sharing Knowledge

Concentrated Stock

A concentrated stock position — whether from an IPO, years of equity compensation, or a single investment that’s grown significantly — can create real wealth while also introducing meaningful risk and tax complexity. At Mercer Advisors, we help clients navigate diversification strategies, long-short portfolios, and post-IPO lockup expirations with a disciplined, tax-aware approach designed to help protect gains while reducing concentration risk. Explore the resources below for practical guidance on managing and diversifying a concentrated equity position.

Professions Article

Incentive Stock Options: From Equity to Tax Strategy for Tech Professionals

Navigate the complexities of incentive stock options (ISOs). Learn about AMT, vesting, and strategic planning to help protect and grow your established wealth.

Investment Management Article

What a Stock Split Means for Your Portfolio

Explore how a stock split affects your portfolio and learn comprehensive strategies for managing concentrated positions, tax exposure, and charitable giving.

Market Commentary Article

Our Reasons for Caution Around Flashy IPOs

Mercer Advisors VP of Portfolio Management David Krakauer explains reasons for caution around highly anticipated IPOs, where it can be hard for investors to get good deals.

Tax Planning Guide

A Guide To Long-Term Planning for Long-Short Portfolios

A practical guide to long-short investing, explaining how portfolios evolve, manage taxes, reduce risk, and plan smart options after diversification.

Investment Management Guide

Post-IPO Lockup Playbook: Sell Smart, Minimize Taxes, Protect Your Gains

Your IPO lockup expiration is just the beginning. With a multi-year strategy and expert advice you can turn uncertainty into lasting value.

Professions FAQ

ISO vs. NSO — what is the difference?

See the answer
Professions FAQ

Where can I find guidance on incentive stock option timing?

See the answer
Professions FAQ

How do I exercise my incentive stock options?

See the answer
Professions FAQ

What is an incentive stock option?

See the answer
Investment Management FAQ

How can Mercer Advisors help when one of my holdings splits?

See the answer
Investment Management FAQ

Can a stock split affect whether I should sell or hold my position?

See the answer
Investment Management FAQ

How does a stock split affect my options contracts?

See the answer
Investment Management FAQ

What should I do if a holding announces a reverse split?

See the answer

Further Learning

man meeting with a financial advisor in office, shaking hands
What Clients Ask Article

Questions to Ask When Choosing a Financial Advisor

Discover the essential questions to ask when choosing a financial advisor — covering fiduciary duty, compensation models, and team approach.

Investment Management Article

Financial Planning Is a Prerequisite to Successful Investing

At Mercer Advisors, financial planning often serves as the starting point for investing decisions. It is the foundation of our evidence-based investing principles.

Estate Planning Guide

The Family Guide to Estate Planning: Helping To Protect What You’ve Built Across Generations

Explore wills, trusts, beneficiary traps, POAs, estate tax changes, inherited IRAs, gifting, and family conversations in one comprehensive planning guide.

Investment Management Article

Portfolio Diversification: How To Build a More Resilient Investment Strategy

Learn how a coordinated strategy may help manage risk and support your long-term goals.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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