Joseph began his career in wealth management in 2004. Prior to joining Mercer Advisors, he worked at Merrill Lynch Global Wealth and Investment Management as a senior wealth management and portfolio advisor. At Merrill Lynch, Joseph specialized in financial, estate, and investment planning for high-net-worth individuals and institutions. He holds dual Master’s degrees in Finance and Business Management from Johns Hopkins University. Joseph lives in Old Town Alexandria with his wife and two children.

Prior to his financial career, Carl spent six years as a medic in the U.S. Army Reserve. In 1969, he began working in the life insurance industry and, after three successful years, was offered a financial planning position with FDI Financial Corporation of Wilmington, Delaware. He opened the Richmond office for FDI, a firm that was later recognized as the first financial planning firm in the East. When FDI disbanded in 1980, Carl created Commonwealth Equity Corporation with several of his former partners.

After five years, he left to form The Pinnacle Group. As a CERTIFIED FINANCIAL PLANNER™ professional, Carl helps individuals achieve, manage and maintain wealth through comprehensive planning. He serves a limited number of families, forming long-term, personal relationships with each of his clients by assisting them in the various financial elements of life planning -everything from developing investment strategies, retirement planning, and saving for children's or grandchildren's educations to coordinating strategies to help minimize income and estate taxes.

Carl has served on the local boards for both the Institute of Certified Financial Planners™ and the International Association for Financial Planning. He has also been a board member and sat on the executive committee of the Virginia Chapter of the Make-A-Wish Foundation. Carl currently resides in Midlothian with his wife, Wanda. He is an avid golfer and enjoys traveling. Most weekends, you can find him at Virginia International Raceway with his Porsche 911 or attending one of his grandchildren's sporting events.

Marcus joined Mercer Advisors after many years with Morgan Stanley, where he focused on multigeneration investment planning for families and small businesses. With a passion for financial education, Marcus partners with clients to ensure they have a deep level of comfort and clarity with their financial plan. Marcus is a Virginia native, and his connections to the state run very deep, as the business community there has recognized his family's significant leadership contributions for several generations. He's a graduate of the University of South Carolina, and he's a member of St. Paul's Episcopal Church in Richmond, where his wife serves as an associate rector. He's also involved with Junior Achievement of Central Virginia, the Patrick Henry School of Science and Arts, Firehouse Theatre, and the Monticello Association.

Melissa began her career in financial services in 2017 with Cobblestone Asset Management as a Client Services Associate and has a strong background in operations management. She received her bachelor's degree in Finance from Liberty University. As a Client Service Specialist, she serves as the first point of contact to answer general questions and is dedicated to assisting her team and clients in all aspects of client servicing including scheduling and helping to prepare for meetings, making general account updates, and handling money movement request. Outside of the office, Melissa enjoys spending time with her husband (Sean) and son (Parker), as well as enjoying some of Virginia's lakes and exercising.

Jody began her financial services career in 2002 with Prudential Financial as an Investment Associate. She is dedicated to assisting her team in all aspects of client services. She enjoys interacting with clients and helping them meet their short-term and long-term financial goals. Jody graduated from Radford University with a focus in Marketing. At Mercer Advisors, she is committed to maintaining strong client relationships and providing exceptional service.

Kris joined Pinnacle Wealth Solutions in 2004 and later Mercer Advisors in 2021. She provides clients and our team with exceptional support. Her duties include client meeting preparation, performing all account trades, and processing IRA annual required minimum distributions. Kris enjoys playing a part in our clients' lives and helping them enjoy the things that matter to them.