Mercer Advisors
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Financial Planning

Learn how to meet your long-term financial goals with insights on holistic financial planning that incorporates goal analysis, asset allocation, tax planning, and more.

Financial Planning Podcast

Episode 530 – Year-End Financial Planning Checklist

John Walker and Jason O’Meara discuss key year-end planning steps: maxing retirement contributions, taking RMDs, managing inherited IRAs, and Roth conversions before Dec. 31.

Multi-generational family having dinner together
Financial Planning Article

What To Do With the Money You’re Not Going To Spend

When your retirement projections show you have more than enough, the question shifts from saving to spending. Explore strategies for surplus wealth.

Woman at desk in front of computer
Financial Planning Article

Financial Planning for Women Business Owners: Beyond the Business

Women business owners may face distinct financial planning challenges. Learn how to coordinate investments, tax, estate, and insurance strategies that go beyond the business.

Couple talking to advisor
Financial Planning Guide

How To Choose a Wealth Management Firm at $1M-$10M: The Complete Guide

Learn how to choose a wealth management firm: Discover the questions to ask, fee structures, fiduciary standards, and integrated solutions that can help protect and grow your wealth.

Older Couple Talking to Younger Woman
Financial Planning Article

What Are QLACs and Who Should Consider One?

Here is how qualified longevity annuity contracts (QLACs) work, the current rules, and when one might make sense for your retirement income plan.

Family having conversation wiht advisor.
Financial Planning Article

A Family Office for Your Family: A Wealth Tradition Within Reach

The sophisticated, time-tested family office approach used by many ultra-high-net-worth individuals to help manage their financial lives is now accessible to more families.

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Financial Planning Podcast

Episode 528 – Financial Considerations When a Baby is on the Way

A practical guide to the financial moves expectant parents should make before baby arrives, from liquidity and insurance to tax credits, 529s, and estate planning.

Financial Planning On-Demand Webinar

Women & Wealth: Navigating Life’s Financial Transitions

Women and Wealth specialists from Mercer Advisors share practical strategies for navigating life’s financial transitions, from retirement and caregiving to widowhood and divorce.

Financial Planning Article

Women and the Great Wealth Transfer: How To Be Ready

Research suggests women may inherit most of the money in the great wealth transfer — but many women feel unprepared. Here are  practical planning tips to help you get ready.

Financial Planning Article

What Is a Fiduciary Financial Advisor?

A fiduciary financial advisor is legally bound to act in your best interest. Learn what fiduciary duty means, how to verify status, and why fee-based matters.

Financial Planning Article

Before You Sell Your Home, Consider This Tax Strategy

Converting your home to a short-term rental before you sell can pair a cost segregation study with the Section 121 exclusion. Here’s how it works.

Financial Planning Article

What Comprehensive Financial Planning Can Do for You

Learn what comprehensive financial planning is and how connecting cash flow, taxes, investments, retirement, estate, and insurance can help you reach your goals.

Financial Planning Article

How Much Money Do You Need To Work With a Wealth Manager?

Firm minimums vary widely, but a better question may be whether your financial complexity warrants professional coordination.

FAQs
Financial Planning FAQ

Where can I find my Social Security estimate?

See the answer
Financial Planning FAQ

How much will Social Security increase in 2027?

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Financial Planning FAQ

What happens to Social Security if the trust fund runs out?

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Financial Planning FAQ

Is Social Security taxable?

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Financial Planning FAQ

Can I work and collect Social Security at the same time?

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Financial Planning FAQ

What is the Social Security break-even age?

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Financial Planning FAQ

Is it better to claim Social Security at age 67 or 70?

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Financial Planning FAQ

What is full retirement age for Social Security?

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Further Learning

Couple moving
Tax Planning Article

Planning a California Residency Change Before Your Liquidity Event

Changing California residency before a liquidity event requires careful planning. Learn the two-year timeline, safe harbor rules, and strategies to help reduce your tax exposure.

Market Commentary On-Demand Webinar

Q4 Market Outlook: The Fed, Deficits, Energy, Valuations, and More

Mercer Advisors CIO Don Calcagni and Partner Kara Duckworth break down inflation, the Fed, deficits, AI valuations, and housing in this Q4 market outlook webinar.

Market Commentary Article

AI and Your Portfolio

The rise of artificial intelligence is impacting the financial markets and economy in 5 key ways.

Multi-generational Family on the Beach
Estate Planning Guide

Dynasty Trusts and Multigenerational Wealth Transfer: A Post-OBBBA Guide

The OBBBA made the $15 million estate tax exemption “permanent.” This guide explores how dynasty trusts, combined with generation-skipping transfer (GST) tax planning and coordinated trust strategies, can help protect and transfer wealth across multiple generations.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
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