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Widows

Women & Wealth Article

Women and the Great Wealth Transfer: How To Be Ready

Research suggests women may inherit most of the money in the great wealth transfer — but many women feel unprepared. Here are  practical planning tips to help you get ready.

Women & Wealth On-Demand Webinar

Women & Wealth: Navigating Life’s Financial Transitions

Women and Wealth specialists from Mercer Advisors share practical strategies for navigating life’s financial transitions, from retirement and caregiving to widowhood and divorce.

Women & Wealth Guide

Retirement Planning for Single Women: A Complete Guide

A practical guide to retirement planning for single women — covering Social Security, long-term care, estate planning, and an age-specific checklist.

Older Woman Viewing Computer
Women & Wealth Article

Financial Planning for Single Women Over 50

Single women over 50 face distinct retirement challenges. Learn Social Security strategies, long-term care planning, estate planning, and solo income sequencing.

Women & Wealth Article

Risk, Control, and Clarity: Smart Investing for Women

Explore how affluent women define smart investing. We offer advanced strategies for risk management, tax optimization, and legacy planning.

Retirement Article

Maximizing Social Security Benefits After Divorce or Loss of Spouse

Divorced spouses and widows may qualify for Social Security benefits based on a former or deceased spouse’s earnings record. Discover strategies to maximize retirement income in 2026.

Estate Planning Article

Estate Planning for Widows and Widowers: Strategies for Protecting Your Wealth

Navigate the complexities of widowhood with our comprehensive guide to estate planning. Explore wealth strategies for taxes, trusts, and legacy protection.

Women & Wealth Article

5 Smart Tax Tips for Widows

Explore five smart tax tips for widows — filing status, inherited assets, capital gains, and RMDs — with guidance to help secure your financial future.

Family & Health Guide

A Guide for Widows and Widowers: Your Financial Care Package

A care package to help empower you to embrace your future, while honoring your loved one’s legacy.

Women & Wealth Article

Financial Independence for Women: A Long-Term Plan

A Women & Wealth outline to financial independence, covering planning, investing, retirement, tax, and estate strategies to build confidence at every stage of life. 

A woman looking out a window
Estate Planning Article

Estate Planning for Women Who Expect to Live — and Lead — Longer

Estate planning for women supports longevity, independence, and leadership by protecting decision making, aligning assets, and keeping plans current as life evolves.

Estate Planning On-Demand Webinar

Give Smart. Gain Impact. Philanthropy Made Practical and Tax-Savvy

Explore how women define purposeful philanthropy, clarify giving values, and use tax-smart strategies to maximize impact during life and beyond.

A woman working on the family financial plan
Family & Health Article

Becoming the Family Financial Planner: When Leadership Shifts for Women

An empathetic guide for women becoming primary financial decision makers after divorce, inheritance, or a spouse’s illness

FAQs
Retirement FAQ

What are Social Security survivor benefits?

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Estate Planning FAQ

What should a widow do financially in the first 90 days?

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Women & Wealth FAQ

How do I integrate an inheritance into my existing financial plan?

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Women & Wealth FAQ

What is a step-up in cost basis and why does it matter for inherited investments?

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Women & Wealth FAQ

What questions should I ask a wealth advisor about inherited wealth?

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Women & Wealth FAQ

How do I talk to my aging parents about their estate plan?

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Women & Wealth FAQ

What is the inherited IRA 10-year rule and how does it affect my taxes?

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Women & Wealth FAQ

What should I do in the first 90 days after inheriting money?

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Further Learning

Insurance Solutions Article

Medicare Covers a Lot. It Doesn’t Cover Long-Term Care.

Medicare doesn’t cover long-term custodial care. Learn what it covers, what it doesn’t, and how self-funding, hybrid insurance, and estate planning can help you prepare for the gap.

Retirement Article

What To Handle Before Dec. 31 and What Can Wait

A year-end financial checklist sorted by whether you’re employed, retired, or taking required minimum distributions (RMDs). Plus the items that don’t have December deadlines.

Retirement Article

Roth Conversion Strategy for Low-Income Years

A Roth conversion strategy during low-income years may help you shift pretax savings to tax-free growth. Learn how to coordinate conversions with IRMAA, ACA, and Social Security.

Financial Planning Article

What Is a Fiduciary Financial Advisor?

A fiduciary financial advisor is legally bound to act in your best interest. Learn what fiduciary duty means, how to verify status, and why fee-based matters.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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