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Cash Flow Management

Older Couple Talking to Younger Woman
Retirement Article

What Are QLACs and Who Should Consider One?

Here is how qualified longevity annuity contracts (QLACs) work, the current rules, and when one might make sense for your retirement income plan.

Women & Wealth Article

What Financial Independence for Women Business Owners Really Means

Women business owners increasingly prioritize flexibility and independence. Learn how liquidity buffers, exit readiness, and coordinated planning can help.

Financial Planning Article

What Comprehensive Financial Planning Can Do for You

Learn what comprehensive financial planning is and how connecting cash flow, taxes, investments, retirement, estate, and insurance can help you reach your goals.

Family & Health Article

Is TikTok Where Your Kids or Grandkids Get Financial Advice?

Discover why financial advice on TikTok often misses the mark for young adults and how a personalized financial plan can protect their long-term future.

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Retirement Podcast

Episode 523 – Measuring the Success of Your 401(k) Plan

John Walker and Jason O’Meara of Mercer Advisors join retirement specialist Dennis Jablonski to break down the metrics that define 401(k) plan success.

Couple discussing retirement
Retirement Article

HSA: A Retirement Account You’re Probably Underusing

Are you underusing your health savings account? Learn how an HSA’s triple tax advantage can become one of your most powerful retirement planning tools.

Man monitoring assets on computer screen
Investment Management Article

Using Stock Swaps to Exercise Employee Stock Options

Learn how stock swaps (pyramiding) may offer a tax-efficient way to exercise employee stock options, manage cash flow, and optimize your equity compensation.

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Retirement Podcast

Episode 520 – Inflation and Your Retirement Plan

John Walker and Jason O’Meara discuss how inflation can impact the purchasing power of your retirement savings and share strategies to help protect your wealth.

Retirement Article

Prepare Today To Help Avoid Working in Retirement Tomorrow

Learn how to overcome the fear of working in retirement. Explore strategies for income stability, healthcare costs, and debt management with Mercer Advisors.

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Financial Planning Podcast

Episode 519 – Good Debt, Bad Debt: Know the Difference

Explore the pros and cons of debt with John Walker and Jason O’Meara. Learn how to manage credit cards, auto loans, and mortgages to reach your financial goals.

Financial Planning Guide

Why Every Family Needs A Financial Plan: A Friendly Guide to Feeling More Confident About Your Money

An easy‑to‑follow guide that explains the core pieces of a financial plan and helps families feel more confident, prepared, and in control of their money.

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Financial Planning Podcast

Episode 517 – 7 Common Wealth Management Mistakes to Avoid

John Walker and Jason O’Meara discuss the most common wealth management mistakes and how a coordinated financial plan can help you avoid them.

A couple tax planning with their advisor
Tax Planning Article

Tax Filing vs. Tax Planning: Year Round Tax Planning Matters

Tax planning goes beyond filing to help improve future after tax outcomes.

FAQs
Retirement FAQ

Where can I find the current QLAC limit?

See the answer
Retirement FAQ

What happens to a QLAC when you die?

See the answer
Retirement FAQ

What is the difference between a QLAC and a nonqualified deferred-income annuity?

See the answer
Retirement FAQ

How does a QLAC work?

See the answer
Retirement FAQ

Should I buy a QLAC?

See the answer
Retirement FAQ

What is a QLAC?

See the answer
Women & Wealth FAQ

What’s the difference between business growth and financial independence?

See the answer
Women & Wealth FAQ

How does a coordinated advisory team compare to managing finances alone?

See the answer

Further Learning

Estate Planning Article

Lifetime Gift Tax Exemption: Why Using It Now Could Offer Advantages Over Waiting

For taxable estates, using your lifetime exemption now can shelter future growth from estate tax. See how timing, trusts, and GST planning may shape the outcome.

Work & Business Guide

The Tech Founder Preliquidity Planning Timeline: A Five-Year Playbook

A five-year preliquidity planning road map for tech founders covering QSBS stacking, trust structures, state residency, 10b5-1 plans, and diversification.

Trustee Services On-Demand Webinar

Navigating Medicare: Your 2027 Open Enrollment Playbook

Mercer Advisors Colin Day and Chapter’s Ari Parker break down Medicare’s 2027 updates, enrollment steps, and key decisions for retirees.

Family having conversation wiht advisor.
Financial Planning Article

A Family Office for Your Family: A Wealth Tradition Within Reach

The sophisticated, time-tested family office approach used by many ultra-high-net-worth individuals to help manage their financial lives is now accessible to more families.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
Trustee Services

Want to learn more about Mercer Advisors?

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