Question

Where can I find the current QLAC limit?

Answer

The IRS publishes the QLAC premium limit annually in its cost-of-living adjustments notice. For 2026, Notice 2025-67 confirms the limit remains $210,000 per person. A Mercer Advisors wealth advisor can help you confirm the current figure and whether a QLAC fits your plan.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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