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Retirement Article

Roth Conversion Strategy for Low-Income Years

A Roth conversion strategy during low-income years may help you shift pretax savings to tax-free growth. Learn how to coordinate conversions with IRMAA, ACA, and Social Security.

Retirement Guide

Retirement Tax Planning: A Year-Round Guide to Help Keep More of What You’ve Built

A comprehensive retirement tax planning guide covering Roth conversions, RMDs, IRMAA, Social Security taxation, QCDs, and tax-loss harvesting strategies for retirees.

Financial Planning On-Demand Webinar

Paying for College Without Overpaying: Smart Strategies for Families

Our college planning specialists share time-tested strategies to help reduce college costs, maximize financial aid, and leverage 529 plans for smarter education savings.

Family & Health Article

Is TikTok Where Your Kids or Grandkids Get Financial Advice?

Discover why financial advice on TikTok often misses the mark for young adults and how a personalized financial plan can protect their long-term future.

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Retirement Podcast

Episode 523 – Measuring the Success of Your 401(k) Plan

John Walker and Jason O’Meara of Mercer Advisors join retirement specialist Dennis Jablonski to break down the metrics that define 401(k) plan success.

Retirement Guide

The Complete Retirement Income Guide: How to Make  Your Money Last

Explore a comprehensive guide on retirement income planning, including Social Security strategies, withdrawal sequencing, and sequence-of-returns risk.

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Financial Planning Podcast

Episode 519 – Good Debt, Bad Debt: Know the Difference

Explore the pros and cons of debt with John Walker and Jason O’Meara. Learn how to manage credit cards, auto loans, and mortgages to reach your financial goals.

Financial Planning Guide

Why Every Family Needs A Financial Plan: A Friendly Guide to Feeling More Confident About Your Money

An easy‑to‑follow guide that explains the core pieces of a financial plan and helps families feel more confident, prepared, and in control of their money.

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Retirement Podcast

Episode 518 – You Can’t Take It with You: Living for Tomorrow and Today

John Walker and Jason O’Meara explore the Die with Zero philosophy, helping you balance saving for tomorrow with living fully today through intentional financial planning.

Financial Planning Article

Mastering Cash Flow Management for Long‑Term Wealth

What are the strategies to building wealth? Finding, increasing, and saving your cash flow.

A family having a financial summit
Financial Planning Article

Do You Need a Family Financial Summit?

Discover why a family financial summit can help improve communication, reduce stress, and align money goals.

Financial Planning Guide

A Practical Guide to Higher Education: College Selection and Affordability

Smart strategies for college planning, from applications to savings and financial aid tips for families.

A student walking through campus
Financial Planning Article

How the One Big Beautiful Bill Act Changes Student Loans and Forgiveness

OBBBA reshapes student loans: New repayment plans, borrowing limits, and key deadlines explained.

FAQs
Retirement FAQ

How does a Roth conversion compare to leaving money in a traditional IRA?

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Retirement FAQ

What’s the difference between a Roth conversion and a Roth contribution?

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Retirement FAQ

How do I calculate how much to convert to a Roth IRA?

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Retirement FAQ

Where can I find help building a Roth conversion strategy?

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Retirement FAQ

Is a Roth conversion worth it if I buy health insurance on the ACA marketplace?

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Retirement FAQ

Should I do a Roth conversion during a low-income year?

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Retirement FAQ

How does a Roth conversion affect Medicare premiums?

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Retirement FAQ

What is a Roth conversion?

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Further Learning

Insurance Solutions Article

Medicare Covers a Lot. It Doesn’t Cover Long-Term Care.

Medicare doesn’t cover long-term custodial care. Learn what it covers, what it doesn’t, and how self-funding, hybrid insurance, and estate planning can help you prepare for the gap.

Women & Wealth Article

Women and the Great Wealth Transfer: How To Be Ready

Research suggests women may inherit most of the money in the great wealth transfer — but many women feel unprepared. Here are  practical planning tips to help you get ready.

Retirement Article

What To Handle Before Dec. 31 and What Can Wait

A year-end financial checklist sorted by whether you’re employed, retired, or taking required minimum distributions (RMDs). Plus the items that don’t have December deadlines.

Financial Planning Article

What Is a Fiduciary Financial Advisor?

A fiduciary financial advisor is legally bound to act in your best interest. Learn what fiduciary duty means, how to verify status, and why fee-based matters.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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