Meet James
James is a Wealth Advisor based in Andover, Massachusetts. He joined Mercer Advisors in 2026 through the acquisition of Charter Oak Capital Management, where he served as Director of Investments and Sr. Financial Advisor. Before that, he served as a Regional Sales Executive and Wholesaler at Vanguard, Product Specialist, Manager and Vice President at Evergreen Investments, and Equity Product Analyst and Vice President at Columbia Management (Bank of America). James is a CERTIFIED FINANCIAL PLANNER® professional and earned an MBA degree from the University of South Carolina. He finds motivation in helping clients achieve their financial goals and watching the stress of financial decisions and life melt away.
James’s specialties
At Mercer Advisors, all of our wealth advisors provide a highly personalized approach, backed by a team of specialists that ensure every part of your financial list is addressed. Additionally, James has focused experience in these areas:
- Planning for retirement, from high-earning years to long-term income strategies
- Concentrated stock positions that require strategic diversification and tax efficiency
- Supporting professional investors with full-service planning and private market access
- Advising tech professionals, including experience with clients at Dell, Nvidia, and Apple
- Aligning portfolios with purpose for clients pursuing values-based investing
His working style
James believes the best financial plans are built together. Through a collaborative process, he takes the time to get to know each client personally, understand what matters most to them, and provide ongoing coaching and guidance to help them confidently navigate financial and investment decisions.
James in real life
What makes you tick?
I grew up in Detroit, where I learned my work ethic. I learned it by watching workers put in their shifts on the line and by working as a carpenter (or laborer to the master carpenters) during my college breaks. The carpenters I worked with braved all the elements to build custom homes, and they took great pride in their craft and work ethic. Something I try to emulate every day.
How do you give back?
I am a big believer in education and coaching. I have been so fortunate to coach all three of my children in various sports, but our true passion has been soccer. I have loved coaching kindergartners on skills and basics, all the way up to my travel and high school teams on tactics and teamwork. Nothing is more rewarding than watching someone grow, develop, and, most importantly, learn about themselves along the way.
What keeps you busy outside of work?
You can find me enjoying all three of my children’s endeavors. Whether it’s high school athletic events, gymnastics competitions, or school plays, our family enjoys supporting each other. And when we can, my wife of 20+ years and I like to sneak away and enjoy all the things New England has to offer.
Meet James’s Teammates
Jessica Kreger
Wealth Advisor
What James Says
Jessica is my trusted partner on financial planning topics. Her attention to detail helps ensure that all client outcomes are considered.
Karen Zaramba
Sr. Wealth Advisor
What James Says
Karen is solely focused on doing what is best for the client. She is a good reminder of why I got into the wealth management business: helping people.
Chase Rosa
Relationship Manager
What James Says
Chase will do anything to make a client’s life easier. Whether it’s spending hours on the phone to resolve something or helping them set up a child’s account. He is an incredible teammate.
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