When can you enjoy everything you’ve worked for?

Welcome to a different kind of wealth management in Walnut Creek

We get you to think about money like you’ve never thought about it before

Has rolling up your sleeves, working hard, and building success always been part of your DNA? Then we believe Mercer Advisors is the wealth management firm for you.

Because we’re here to help you keep building on that success. But at the same time, we fundamentally believe there’s a point in life where the wealth-builder in you deserves to become the wealth-enjoyer of all you’ve attained.

We’re built differently

Because to us, helping you protect and grow your wealth is about much more than just your investment portfolio

Of course, a well-managed investment portfolio is the cornerstone to building wealth. And we strive to do that exceptionally well.
 
But if returns are your sole focus, those returns can quickly be offset by what happens in the other parts of your financial life. Like not preparing for major taxable events, having an incomplete estate plan, a retirement plan that’s on autopilot, or a less than ideal business succession strategy.
 
So, unlike most firms, we have expertise across financial planning, investing strategy, tax and estate planning, trust services, insurance coverage, and more. With specialists across each of these areas communicating with each other about you, and with you.

Put simply, we help oversee and connect all the dots of your financial life.

Meet our talented wealth advisors in the Walnut Creek area

They’re here to help you connect all your financial dots

Robert Munger

Sr. Wealth Advisor, Director

Robert Munger

Robert Munger

Sr. Wealth Advisor, Director

Bob was one of the principles at Goldstein Munger + Associates for over 20 years before it was acquired by Mercer Advisors in 2022. With over 30 years of experience in investment, financial planning and taxation, he is well equipped to help clients craft the financial plans and strategies that are best suited for their objectives, including intergenerational wealth transfer strategies. He is a proud alumnus of California Polytechnic State University at San Luis Obispo, having earned a Bachelor of Science in Finance. He is a CPA and CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. In his free time, Bob and his wife Tamara, who reside in Danville, love to spend time with their grown children and their grandchildren. Bob also has a passion for golf, traveling and skiing.

Richard Goldstein

Sr. Wealth Advisor, Director

Richard Goldstein

Richard Goldstein

Sr. Wealth Advisor, Director

For the past four decades, Rich has been helping his clients achieve their intergenerational wealth transfer goals. In 1979, Rich co-founded and was President of R.M. Goldstein Accountancy Corporation which provided tax services to wealthy families. The firm grew and expanded to offer comprehensive wealth management services and became Goldstein Munger + Associates. Rich enjoys working with families across generations; many of his clients’ children have become clients themselves. Rich has served on the board for various non-profit organizations that concentrate on children’s education and elderly care. Rich has a Bachelor of Arts in Accounting from San Francisco State University. He also graduated from Golden Gate University with master’s degrees in taxation and Personal Financial Planning. During his leisure hours, Rich enjoys hiking, cycling, sightseeing, and hitting the links with family and friends.

Jedd Nicolas

Sr. Wealth Advisor, Director

Jedd Nicolas

Jedd Nicolas

Sr. Wealth Advisor, Director

Jedd began his career in 2006. Before joining Mercer Advisors, he worked for Royal Alliance Associates, INC, serving as a Senior Financial Advisor for over 200 client households. As a CERTIFIED FINANCIAL PLANNER™ professional, Jedd believes in holistic planning to help his clients achieve their long-term financial goals.

Jedd earned a Bachelor’s degree in Corporate Finance and Financial Services from San Francisco State University. Additionally, he holds the FINRA Series 65. Jedd is a native of the Bay Area and resides in Redwood City with his wife and daughter. During his free time, Jedd enjoys listening to crime podcasts, watching the Golden State Warriors, and spending time with his family.

Joseph Mah

Sr. Wealth Advisor

Joseph Mah

Joseph Mah

Sr. Wealth Advisor

Joseph Mah is a client advisor and branch manager for the San Mateo Office in California. He has more than 20 years of financial services experience and prior to joining Mercer Advisors, Joe was a partner and senior advisor at Dragon Financial Group. During his career, he has served in various individual contributor and management roles with top financial services firms including Bank of America and Wells Fargo. He holds a FINRA Series 65 license, is an Enrolled Agent, has an MBA and has held other professional licenses and certifications including for real estate and insurance. Joe’s a native of San Francisco and when time allows, he enjoys audiobooks, eating at holes-in-the-walls and making memories with his wife and two children.

Nancy Coumou

Sr. Wealth Advisor

Nancy Coumou

Nancy Coumou

Sr. Wealth Advisor

Nancy began her career in the financial services industry in 2008 at a fee-only financial planning firm. She gained a deep commitment to the fiduciary standard in delivering comprehensive investment management and financial planning services. Nancy loves helping clients identify and quantify their life goals, understand and implement a sound financial plan and, ultimately, achieve Economic Freedom. Prior to Mercer Advisors, she worked for BlueSky Wealth Advisors, H&R Block and Aetna Life & Casualty. During tax season, Nancy is a volunteer tax preparer with the City of Fremont’s VITA program. For fun, she enjoys cycling, gardening and hanging out with her husband and two sons.

Fanny Guo

Sr. Wealth Advisor

Fanny Guo

Fanny Guo

Sr. Wealth Advisor

Fanny began her career in the financial services industry in 2007. Her past professional experiences include financial advisor at Raymond James where she provided comprehensive financial planning and investment management for high-net-worth clients. She also served as senior operations manager at AXA Advisors. Fanny earned a degree in Business Administration, with an emphasis in Finance, from the University of California, Riverside. She also holds the FINRA Series 66 License. Fanny is fluent in English, Cantonese, and Mandarin.

Mike Gandy

Wealth Advisor

Mike Gandy

Mike Gandy

Wealth Advisor

CFP®, CFA®, CPA

MGandy@merceradvisors.com

Mike began his career in 1994 and possesses a diverse professional background having worked for firms in San Francisco, Los Angeles, New York and London. Before joining Mercer Advisors, he worked as an Investment Strategist for a local financial advisor utilizing his strong investment management and financial planning knowledge with clients. Mike has a strong belief that financial planning is the cornerstone for families to achieve economic freedom.
Mike earned dual Bachelor of Science degrees in Business Administration and Accountancy from the University of Southern California, as well as a Masters in Business Administration from the Marshall School of Business at the University of Southern California. Additionally, he is a CERTIFIED FINANCIAL PLANNER™ professional, a CPA, and is a CFA® charterholder.

Eric Frampton

Wealth Advisor

Eric Frampton

Eric Frampton

Wealth Advisor

Eric, a San Jose native, began his career in the financial services industry in 2015. Before joining Mercer Advisors, he worked at Fidelity Investments, where he served as a Financial Consultant providing holistic financial planning to more than 250 clients. As a CERTIFIED FINANCIAL PLANNER™ professional, Eric is passionate about building long-lasting relationships with clients and their families so they can achieve financial freedom. He earned an MBA from George Washington University and holds the FINRA Series 66 license. Eric lives with his family in San Jose, where he enjoys cycling and speed cubing with his two sons.

Mark Ericson

Wealth Advisor

Mark Ericson

Mark Ericson

Wealth Advisor

Mark finds that most people measure financial success by whether they have the means to accomplish what’s important to them, both professionally and personally. He comes to work every day committed to helping clients achieve their own version of a good life, for themselves and their families. Mark started his career as a financial advisor in 2009 during the Great Recession. Prior to joining Mercer Advisors, he was an advisor at Merrill Lynch and Fidelity Investments. He graduated from the University of Oregon with a bachelor’s of science degree in economics, and is now a CERTIFIED FINANCIAL PLANNER™ professional as well as Chartered Financial Consultant®. He and his wife live in San Jose with their two boys and enjoy being outdoors together as a family.

Jeff Giguere

Wealth Advisor

Jeff Giguere

Jeff Giguere

Wealth Advisor

Jeff began his career in the financial services industry in 2014. Prior to joining Mercer Advisors he worked at Capital Advantage, Inc. where he served as the Financial Advisor to over 100 clients. During this time, Jeff provided retirement planning and investment advice to local individuals looking for recommendations on their path towards financial independence. He received his Bachelor of Science degree in Business Finance from California State University, Chico. He is also a CERTIFIED FINANCIAL PLANNER™ professional and holds the FINRA Series 66 License. Jeff grew up in Pleasanton, and currently lives in Oakland with his wife. In his spare time he enjoys being outside taking pictures, playing golf, or hiking.

Jacob Gee

Wealth Advisor

Jacob Gee

Jacob Gee

Wealth Advisor

Jacob is passionate about utilizing holistic financial planning to serve his clients so that they may achieve their personal and financial goals. He began his career in the financial services industry in 2017. Prior to joining Mercer Advisors, he worked at AssetMark Investment Services in their trade operations department. Jacob graduated cum laude from Westmont College with a B.A. in Business & Economics, and Psychology. He completed the Financial Planning Certificate program at Boston University and is a CERTIFIED FINANCIAL PLANNER™ professional. Jacob also holds the FINRA Series 65 License. He is a native of the Bay Area and in his free time enjoys spending time with his wife, following sports, and watching movies.

Phillip Swenson

Wealth Advisor

Phillip Swenson

Phillip Swenson

Wealth Advisor

Phillip began his career in wealth management in 2015, working for a registered investment advisory firm in Fremont, California, and developing broad knowledge of investment management and financial planning. Concurrent with that, he completed the Personal Financial Planning program at the University of California, Berkeley before becoming a CFP® professional. As a Wealth Advisor, Phillip leverages his experience in education, having taught English as a second language in Europe and Asia–his first career after earning a bachelor’s degree from Western Washington University in 2006. He also holds the FINRA Series 66 license. In his free time, Phillip enjoys traveling and the outdoors.

See our entire team

We’ll team you up

with one of our talented wealth advisors who’ll help you connect all your financial dots

We’ll touch base to discuss your individual needs so that we can connect you with a wealth advisor who’s right for you.



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Please Note: The achievement of any professional designation, certification, degree, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Mercer Advisors is engaged, or continues to be engaged, to provide investment advisory services.

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