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Early Retirement

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Retirement Article

The DINK Financial Advantage: Building Wealth Together

Dual income, no kids (DINK) couples have a rare financial window. From backdoor Roth IRAs to early retirement, discover strategies to help protect and grow your wealth.

Retirement Guide

The Complete Retirement Income Guide: How to Make  Your Money Last

Explore a comprehensive guide on retirement income planning, including Social Security strategies, withdrawal sequencing, and sequence-of-returns risk.

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Retirement Article

Smart Strategies to Retire Early: Beyond the FIRE Movement

Learn how you could retire early with the Retire Sooner method. Discover why financial independence goes beyond the FIRE movement’s extreme frugality.

Retirement Article

Why Getting the First Years Right May Matter Most

Retirement planning should account for more than life expectancy. Learn how to align retirement spending, lifestyle goals, and income strategy with your healthiest and most active years.

Retirement Article

2026 Tax Strategies with Roth Conversions

Discover 2026 Roth conversion strategies to help minimize taxes and maximize retirement savings. Get guidance on timing, tax brackets, RMDs, and estate planning.

Retirement Article

Social Security Break-Even Point: What It Is and Why It Matters

Discover your Social Security break-even age to decide whether claiming early or delaying best fits your retirement goals.

Listen
Financial Planning Podcast

Episode 513 – Planning Moves Pre-Retirees Should Know

Learn about the often-overlooked financial planning opportunities that become available at age 59½, including Roth conversions and healthcare strategies.

A couple planning retirement catch up contributions
Retirement Article

2026 Retirement Plan Contribution Limits and Catch-Up Rules

IRS announces new contribution limits for retirement and savings accounts, catch-up contributions, and Roth requirements.

A couple is comparing a roth IRA to a traditional IRA with their advisor
Retirement Article

Roth IRA vs. Traditional IRA: Key Differences, Benefits & When To Choose Each

Roth IRA vs Traditional IRA: differences, tax benefits, contribution limits, RMD rules, and when each makes sense in retirement.

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Retirement Article

11 Factors to Consider in an Early Retirement Package

If you’re offered an early retirement package, does it make financial sense to accept it? We explore 11 factors to consider.

Retirement Article

Do I Have Enough Money To Retire? 5 Key Considerations  

If retirement is on the horizon, thinking through some critical questions can help you identify any financial shortfalls.  

A man and woman reviewing early retirement healthcare
Retirement Article

Medicare and COBRA for Early Retirement: What You Need to Know in 2026

Planning to retire before 65? Learn how Medicare and COBRA work for early retirement in 2026, including updated Medicare costs, COBRA rules, and affordable health insurance alternatives.

FAQs
Financial Planning FAQ

What is lifestyle creep, and how do DINK couples seek to avoid it?

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Financial Planning FAQ

Can DINK couples retire early?

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Financial Planning FAQ

How does not having children affect estate planning?

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Financial Planning FAQ

What is a backdoor Roth IRA, and is it right for DINK couples?

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Financial Planning FAQ

What is a DINK couple?

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Retirement FAQ

How can I protect my retirement income from inflation?

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Retirement FAQ

How do RMDs affect my retirement income?

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Retirement FAQ

Which accounts should I withdraw from first?

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Further Learning

Tax Planning Article

How Much Money Do You Need To Work With a Wealth Manager?

Firm minimums vary widely, but a better question may be whether your financial complexity warrants professional coordination.

Listen
Retirement Podcast

Episode 526 – First Years of Your Retirement: How Best to Prepare

Discover why the first years of retirement set the tone for long-term success and how to spend intentionally during your most active, healthy years.

Market Commentary Article

Making Sense of Rising Treasury Yields

What investors should know about bond prices falling as long-term Treasury yields climb to a 19-year high.

Tax Planning Article

The New Math of Charitable Giving Tax Deductions

New 2026 charitable giving tax deduction rules changed the math. Learn how the AGI floor, the 35% cap, and DAFs reshape your year-end giving strategy.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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