Mercer Advisors
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Retirement Savings

Building meaningful retirement savings means understanding the full range of tools available to you — from 401(k) plans and IRAs to health savings accounts (HSAs) and fixed income strategies that can help preserve purchasing power in a high-rate environment. At Mercer Advisors, we help clients connect their retirement savings vehicles to a broader income strategy that accounts for Social Security, Medicare costs, and long-term spending goals. Explore the resources below for practical guidance on where and how to save for a financially secure retirement.

People Navigating Cash and Fixed Income Markets in a High-Rate Environment
Investment Management Article

Navigating Cash and Fixed Income Markets in a High-Rate Environment

Optimize fixed income investments amidst rising rates and an inverted yield curve. Learn strategies, risks, and tax-efficient approaches.

Financial Planning Article

HSAs, Retirement & Their Tax Advantages

Health savings accounts (HSAs) offer triple-tax advantage, making them popular savings vehicles to fund medical expenses. But if you’re thinking about leaving behind balances in an HSA, be mindful of your beneficiary choices. If you designate someone other than a spouse, your beneficiaries may be in for a surprise.

Further Learning

Estate Planning Article

Illinois Estate Tax: What High-Net-Worth Families Need To Know

Illinois’ $4 million estate tax exemption, far below the $15 million federal threshold, can expose high-net-worth families to unexpected state tax bills without proactive planning.

man meeting with a financial advisor in office, shaking hands
What Clients Ask Article

Questions to Ask When Choosing a Financial Advisor

Discover the essential questions to ask when choosing a financial advisor — covering fiduciary duty, compensation models, and team approach.

Investment Management Article

Financial Planning Is a Prerequisite to Successful Investing

At Mercer Advisors, financial planning often serves as the starting point for investing decisions. It is the foundation of our evidence-based investing principles.

Estate Planning Guide

The Family Guide to Estate Planning: Helping To Protect What You’ve Built Across Generations

Explore wills, trusts, beneficiary traps, POAs, estate tax changes, inherited IRAs, gifting, and family conversations in one comprehensive planning guide.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
Trustee Services

Want to learn more about Mercer Advisors?

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