Mercer Advisors
Sharing Knowledge

Health & Wellness

Your health and your finances are closely connected — from navigating Medicare enrollment timelines and long-term care costs to planning for special needs trusts and the financial impact of serious illness. At Mercer Advisors, we share practical guidance to help you and your family make informed decisions about health care costs, insurance coverage, and the financial planning that can support your well-being at every stage of life. Explore the resources below for clear, compassionate guidance on health-related financial planning.

Couple discussing retirement
Retirement Article

HSA: A Retirement Account You’re Probably Underusing

Are you underusing your health savings account? Learn how an HSA’s triple tax advantage can become one of your most powerful retirement planning tools.

Retirement FAQ

Can I use my HSA for retirement income?

See the answer
Retirement FAQ

What happens to my HSA when I die?

See the answer
Retirement FAQ

Are there risks or drawbacks to using an HSA?

See the answer
Retirement FAQ

What happens to my HSA when I turn 65?

See the answer
Retirement FAQ

How much can I contribute to an HSA in 2026?

See the answer
Retirement FAQ

What is the “shoebox strategy” for HSAs?

See the answer
Retirement FAQ

What are qualified medical expenses for HSA withdrawals?

See the answer
Retirement FAQ

What happens to my HSA if I change jobs?

See the answer
Retirement FAQ

Can I invest the money that is in my HSA?

See the answer
Retirement FAQ

Can I still contribute to an HSA after age 65?

See the answer
Retirement FAQ

Do HSA funds expire if I don’t use them?

See the answer
Retirement FAQ

What makes a health savings account (HSA) different from a regular savings account?

See the answer

Further Learning

Financial Planning FAQ

What’s the difference between fiduciary and suitability standards?

See the answer
Financial Planning FAQ

How do I verify if my financial advisor is a fiduciary?

See the answer
Work & Business FAQ

What is business exit planning?

See the answer
Investment Management FAQ

How do I diversify concentrated stock without triggering huge taxes?

See the answer

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
Trustee Services

Want to learn more about Mercer Advisors?

Let’s Talk