Mercer Advisors
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Educational Planning

Planning for education costs — from 529 plans and Trump accounts to student loan strategies and college affordability — requires a clear understanding of the rules, the tax implications, and how education savings fits into your broader financial plan. At Mercer Advisors, we help families think through their education funding options at every stage, including what to do with unused 529 funds after graduation. Browse the resources below for practical, up-to-date guidance on educational planning in 2026 and beyond.

Financial Planning Webinar

Paying for College Without Overpaying: Smart Strategies for Families

Our college planning specialists share time-tested strategies to help reduce college costs, maximize financial aid, and leverage 529 plans for smarter education savings.

Financial Planning Article

How To Open a Trump Account for Your Child

Trump Accounts (Section 530A) let families invest up to $5,000 a year for any child under 18 — plus a $1,000 federal pilot contribution for kids born 2025 to 2028.

Financial Planning FAQ

What happens to a Trump Account when my child turns 18?

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Financial Planning FAQ

Can I have both a Trump Account and a 529 plan for my child?

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Financial Planning FAQ

What can a Trump Account be invested in?

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Financial Planning FAQ

Are contributions to a Trump Account tax-deductible?

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Financial Planning FAQ

What is the $1,000 federal pilot contribution?

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Financial Planning FAQ

Who can open a Trump Account?

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Financial Planning FAQ

How do I open a Trump Account for my child?

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Financial Planning FAQ

What is a Trump Account?

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Financial Planning Article

Expecting a Baby? What To Know Now

New parents can build a stronger financial foundation with Trump Accounts, 529 plans, insurance, adoption credits, and estate planning basics.

Financial Planning FAQ

What is the difference between a 529 plan and a Trump Account?

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Financial Planning FAQ

What estate planning documents do I need before my baby arrives?

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Further Learning

Investment Management Article

Portfolio Diversification: How To Build a More Resilient Investment Strategy

Learn how a coordinated strategy may help manage risk and support your long-term goals.

Investment Management FAQ

What is portfolio diversification?

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Investment Management FAQ

Why is diversification important in investing?

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Investment Management FAQ

How many investments should a diversified portfolio have?

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About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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Financial Planning
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Investment Management
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