Meet Stephen
Stephen is a Sr. Wealth Advisor based in the Mercer Advisors Fort Collins, Colorado office. He joined the firm in 2024 through the acquisition of Chapel & Collins Wealth Management. He joined Chapel & Collins in 2006 and became partner in 2011. Stephen earned a B.S. degree in business administration from Colorado State University. He is a CERTIFIED FINANCIAL PLANNER® professional, Chartered Financial Consultant®, Chartered Retirement Plans Specialist®, and Accredited Investment Fiduciary®.
Stephen’s specialties
At Mercer Advisors, all of our wealth advisors provide a highly personalized approach, backed by a team of specialists that ensure every part of your financial list is addressed. Additionally, Stephen has focused experience in these areas:
- Planning for retirement, from high-earning years to long-term income strategies
- Multi-generational planning that aligns with your values and minimizes tax impact
- Support for business owners, from growth and succession to liquidity events and legacy planning
- For business owners, advice on selling your business to help maximize value — and plan what comes next
- Evaluating voluntary retirement programs with strategies that turn offers into opportunities; specialize in retirement benefits at Colorado State University
His working style
Stephen not only listens to what you have to say, but also understands your goals and how to be of help. He values the partnership in making important financial decisions. Stephen can provide calm and clarity when making a plan feels overwhelming.
Stephen in real life
How do you give back?
Caring for people in my community is important to me. I currently chair the Board at the United Way of Larimer County. I enjoy volunteering at non-profits that make my community a better place.
What keeps you busy outside of work?
I have a wonderful wife, Lacie, and two kids, Lee and Aubrie. We enjoy traveling, concerts, athletic events, and experiencing new adventures together.
What makes you tick?
I feel so much reward and value when I help clients turn complicated challenges into plans forward. I love the sense of relief after we were able to help navigate a decision.
Stephen’s snapshots
Meet Stephen’s Teammates
Nicole Hankins
Sr. Client Service Specialist
What Stephen Says
Nicole brings a breadth of knowledge to guiding clients through their plans and makes them feel truly known and supported.
Jennie Sulzer
Tax Director
What Stephen Says
Jennie is a trusted partner in tax planning for clients and has been a valuable resource for making tax-efficient decisions.
Jaron D. Carmichael
Director of Retirement Group, Wealth Advisor
What Stephen Says
Jaron helps lead a team of retirement plan strategists, allowing us to provide practical solutions for workplace retirement plans. He is a specialist at providing resources for a concentrated segment of Mercer Advisors.
Dennis Collins
Sr. Wealth Advisor
What Stephen Says
Dennis has been an invaluable resource, sharing his financial planning knowledge and developing ways to help make our clients’ experiences better.
Ready to learn more?
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