Meet Emma
Emma is a Principal based in Kennebunk, Maine. She joined Mercer Advisors through the acquisition of Charter Oak Capital Management where she served more than 10 years and became Partner in 2024. She began her career in wealth management in 2013 at Morgan Stanley. Emma earned a B.S degree in international business from Roger Williams University and is a CERTIFIED FINANCIAL PLANNER® professional. She finds motivation in building relationships — making meaningful connections with each client and serving as a trusted partner through life’s financial decision.
Emma’s specialties
At Mercer Advisors, all of our wealth advisors provide a highly personalized approach, backed by a team of specialists that ensure every part of your financial list is addressed. Additionally, Emma has focused experience in these areas:
- Planning for retirement, from high-earning years to long-term income strategies
- Multi-generational planning that aligns with your values and minimizes tax impact
- Guiding clients through living in retirement with steady income and smart planning
- For women breadwinners, financial strategies to support their families and long-term goals
- Evaluating voluntary retirement programs with strategies that turn offers into opportunities
Her working style
Emma’s strong attention to detail and thoughtful approach make her a trusted financial planner and advisor. She takes the time to understand each client on a personal level, helping ensure their financial plan is carefully aligned with their long‑term goals and priorities.
Emma in real life
What keeps you busy outside of work?
My husband and I have two kids, Jackson and Julia, who keep us very busy. As a family, we enjoy traveling, watching our kids’ endless sporting events, and spending time outdoors.
How do you give back?
I am an active member of the Women’s United Community Investment Committee, where I support initiatives benefiting single mothers and their children. I also volunteer with Junior Achievement at a local elementary school. Giving back through education, mentorship, and community involvement is an important part of my life.
Favorite thing about where you live?
Having been raised in — and now raising my own family in — Southern Maine is incredibly meaningful to me. The region offers a unique lifestyle, with easy access to beautiful beaches, lakes, and mountains. Equally important is the strong sense of community and family support we enjoy, allowing our children to grow up surrounded by grandparents, cousins, aunts, uncles, and close friends.
Emma’s snapshots
Meet Emma’s Teammates
Todd Cesca
Sr. Wealth Advisor
What Emma Says
Todd and I have collaborated closely for years, and his ability to simplify complex ideas for clients is exceptional. His clear communication style and client‑focused approach make him an invaluable member of our team.
Marny Swindell
Relationship Manager
What Emma Says
Marny plays a crucial role in our client relationships. Her organization, attention to detail, and genuine ability to connect with clients all make a meaningful difference. She brings significant industry experience and is an invaluable member of our team.
Christine Cote
Client Service Coordinator
What Emma Says
Christine is the bright, friendly face that welcomes clients to our Kennebunk office. She has a natural ability to connect with people — both in person and over the phone — making clients feel comfortable, supported, and heard.
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