Umbrella insurance adds liability coverage above your primary auto and homeowner policies, typically starting at $1 million and scaling to $10 million or more for high-net-worth households. As a general guideline, coverage should equal or exceed your net worth plus future earnings. Risk multipliers — teen drivers, pools, boats, board seats, rental properties — may warrant higher limits. High-net-worth specialty carriers usually offer broader coverage than standard carriers. Review your limits whenever your assets or risk profile change.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
