Question

What is sequence-of-returns risk?

Answer

Sequence-of-returns risk refers to the danger of experiencing negative market returns early in your retirement. If you are withdrawing funds while the market is down, you deplete your principal faster, which can impact the long-term sustainability of your portfolio.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Want to learn more about Mercer Advisors?