Mercer Advisors
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Question

What are the best investment strategies for retirement?

Answer

We believe the best investment strategy for retirement is unique to you—your specific goals, needs, life stage, and situation. It’s practically impossible to choose one “best” strategy.

That said, we do believe in adhering to five evidence-based principles for investing:

  • Diversify broadly, both across and within global asset classes
  • Use factors to determine investments within asset classes
  • Take a systematic, long-term approach to investing and building wealth
  • Rebalance regularly
  • Keep costs, turnover, and taxes as low as possible

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Last Updated May 14, 2026
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About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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