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Question

Should I consider a Roth conversion for my retirement accounts?

Answer

Executing a Roth conversion may be beneficial if you expect your future tax rate to be higher than your current rate or if you wish to leave tax-free assets to your heirs. Because conversions can trigger upfront taxes, it is important to coordinate this strategy with your wealth advisor and tax professional to help ensure it aligns with your broader financial picture.

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Last Updated June 26, 2026
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