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Question

How does the divorced spouse Social Security rule work?

Answer

If your marriage lasted at least 10 years and you are currently unmarried, you may claim up to 50% of your ex-spouse’s full retirement age benefit if it exceeds your own. Your claim has no effect on your former spouse’s benefit or any benefits their current spouse may receive.

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Women & Wealth Financial Planning Retirement Planning Social Security Long-Term Care Widows Living in Retirement Protecting Your Legacy Single Women Women Business Owners Primary Breadwinners FAQs
Last Updated July 27, 2026
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