Question

What is the bucket strategy, and how does it work for solo retirees?

Answer

The bucket strategy divides retirement assets into near-, medium-, and long-term pools based on when you’ll need them. For solo retirees, it seeks to reduce the risk of selling growth-oriented investments during a market downturn while keeping near-term cash needs covered without disrupting your long-term portfolio.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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