Question

Does it make sense to work with a financial advisor before you have significant assets?

Answer

Yes — in many cases, the earlier the better. The tax decisions, account structures, and savings habits established in your 20s compound over decades. A licensed advisor can help a young adult map employer benefits, choose between account types, and build a tax-efficient foundation from the start. Mercer Advisors welcomes conversations with the next generation, even before they have significant wealth to manage.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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