Mercer Advisors
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Retirement

A comprehensive approach to retirement planning considers tax planning, investment management, estate planning, and much more. Our expert financial advisors, CPAs, and estate lawyers share strategies on how to set and meet your retirement goals.

Retirement Article

Catch-Up Contributions 2026: What’s New for Savers

SECURE 2.0 catch-up rules are in effect for 2026. New limits, a higher Roth threshold, and final IRS guidance change how older savers should plan.

Retirement Article

Medigap vs. Medicare Advantage: Your 2026 Medicare Options

Understand your 2026 Medicare choices, and compare Medigap and Medicare Advantage on cost, coverage, networks, and enrollment to make an informed decision.

Retirement Article

Connecting the Dots on Your Retirement Plan

Learn how a structured three-part approach to retirement income planning can help you protect the wealth you’ve built and achieve financial independence.

Retirement Article

How SECURE 2.0 Is Reshaping Your Retirement Savings Options

The SECURE 2.0 Act of 2022 introduced significant updates to retirement savings rules — automatic enrollment, emergency savings accounts, and enhanced catch-up contribution limits — that can meaningfully change how you plan for the future.

Couple talking about finances.
Retirement Article

The DINK Financial Advantage: Building Wealth Together

Dual income, no kids (DINK) couples have a rare financial window. From backdoor Roth IRAs to early retirement, discover strategies to help protect and grow your wealth.

Listen
Retirement Podcast

Episode 523 – Measuring the Success of Your 401(k) Plan

John Walker and Jason O’Meara of Mercer Advisors join retirement specialist Dennis Jablonski to break down the metrics that define 401(k) plan success.

Older couple meeting with advisor.
Retirement Article

RMD Rules for Retirement Accounts: What You Need To Know

Learn how RMDs work — from start ages and calculation methods to Roth account rules, inherited IRA requirements, and tax-smart planning strategies.

Retirement Guide

The Complete Retirement Income Guide: How to Make  Your Money Last

Explore a comprehensive guide on retirement income planning, including Social Security strategies, withdrawal sequencing, and sequence-of-returns risk.

Couple discussing retirement
Retirement Article

HSA: A Retirement Account You’re Probably Underusing

Are you underusing your health savings account? Learn how an HSA’s triple tax advantage can become one of your most powerful retirement planning tools.

Man woman discussing retirement plan
Retirement Article

Smart Strategies to Retire Early: Beyond the FIRE Movement

Learn how you could retire early with the Retire Sooner method. Discover why financial independence goes beyond the FIRE movement’s extreme frugality.

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Retirement Podcast

Episode 520 – Inflation and Your Retirement Plan

John Walker and Jason O’Meara discuss how inflation can impact the purchasing power of your retirement savings and share strategies to help protect your wealth.

Retirement Article

United Airlines Pilot Retirement: Key Decisions To Consider

Explore key financial decisions for United Airlines pilots to make three to five years before retirement: PRAP strategy, pension elections, and Medicare planning.

Retirement Article

Delta Pilots: 7 Retirement Decisions to Consider

An overview of Delta pilot pension elections, Delta pilot 401(k) strategy, NQDC planning, Social Security timing, insurance gaps, and estate documents for pilots nearing retirement.

FAQs
Retirement FAQ

What is NUA (Net Unrealized Appreciation)?

See the answer
Retirement FAQ

How do I appeal IRMAA?

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Retirement FAQ

How much do I need to retire at $10 million net worth?

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Retirement FAQ

How much do I need to retire at $5 million net worth?

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Retirement FAQ

What are catch-up contributions and who can make them?

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Retirement FAQ

Where do I find my current 401(k) contribution limits and plan options?

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Retirement FAQ

What is the difference between the standard catch-up and the super catch-up?

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Retirement FAQ

Do I need to update my financial plan because of the new catch-up rules?

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Further Learning

Listen
Investment Management Podcast

Episode 40 – Diversify Broadly, Both Across and Within Global Asset Classes

Don Calcagni, Chief Investment Officer, explains why he pursues the broadest possible diversification in portfolios — and why it’s the second principle of the evidence-based investment philosophy at Mercer Advisors.

Estate Planning Article

How To Keep Your Family Vacation Home in the Family

Passing down a family vacation home takes more than a will. Learn how trusts, LLCs, and honest conversations can keep your legacy property in the family.

Financial Planning Guide

The Inheritance and Sudden Wealth Playbook: First 90 Days + 12 Months

When you inherit a significant amount of wealth, the decisions you make in the first year can define outcomes for decades. Here’s your step-by-step playbook.

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Investment Management Podcast

Episode 39 – Financial Planning Is a Prerequisite to Successful Investing

Don Calcagni, Chief Investment Officer, breaks down why financial planning should be the essential first step to building, sustaining, and transferring wealth.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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Want to learn more about Mercer Advisors?

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