A Rule 10b5-1 trading plan is a prearranged trading program that allows corporate insiders to buy or sell company stock according to predetermined instructions, helping reduce the risk of insider trading concerns. Post-2022 SEC amendments require a 120-day cooling-off period for officers and directors (30 days for others), limit you to one plan per year, and prohibit overlapping plans. You must enter the plan when you have no material non-public information, and sales execute automatically per the plan’s schedule. If you hold concentrated employer stock, a 10b5-1 plan can allow you to diversify systematically without signaling concerns.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
