Mercer Advisors
Sharing Knowledge

Gold

Gold, silver, and cryptocurrency can generate compelling headlines — but at Mercer Advisors, our Chief Investment Officer applies rigorous evidence to evaluate whether speculative assets belong in a long-term wealth plan. Our perspective is grounded in decades of investment research, and our CIO shares clear, direct reasoning for why most clients may be better served by diversified, evidence-based portfolios rather than by pursuing speculative assets. Explore the resources below for a disciplined, research-backed view on gold and alternative assets.

CIO Insights Gold, Silver, Crypto Header Image
Market Commentary Article

The Fall of Gold, Silver, and Bitcoin in 2026: Insights from our CIO

Gold, silver, and Bitcoin have struggled in 2026. Their decline amid a period of inflation and geopolitical turmoil undercuts a key argument for these assets.

A pile of gold and silver
Market Commentary Article

Why We Don’t Speculate on Gold, Silver, and Crypto: Insights From Our CIO

Mercer Advisors CIO Don Calcagni explains why gold, silver, and crypto should be considered “speculative assets” that do not belong in most portfolios.

Further Learning

man meeting with a financial advisor in office, shaking hands
What Clients Ask Article

Questions to Ask When Choosing a Financial Advisor

Discover the essential questions to ask when choosing a financial advisor — covering fiduciary duty, compensation models, and team approach.

Investment Management Article

Financial Planning Is a Prerequisite to Successful Investing

At Mercer Advisors, financial planning often serves as the starting point for investing decisions. It is the foundation of our evidence-based investing principles.

Estate Planning Guide

The Family Guide to Estate Planning: Helping To Protect What You’ve Built Across Generations

Explore wills, trusts, beneficiary traps, POAs, estate tax changes, inherited IRAs, gifting, and family conversations in one comprehensive planning guide.

Investment Management Article

Portfolio Diversification: How To Build a More Resilient Investment Strategy

Learn how a coordinated strategy may help manage risk and support your long-term goals.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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