Rafael began his career in the financial services industry in 2015. Prior to joining Mercer Advisors, he was a Financial Planning Intern while completing a degree in Financial Planning from William Paterson University. As a CERTIFIED FINANCIAL PLANNER ™ professional, Rafael focuses on building generational financial plans to guide clients up to and through retirement. Rafael has created a specialty in solutions for clients in structuring efficient repayment plans for student loan borrowers. Rafael and his wife reside in Wayne, New Jersey and enjoy spending time with their Corgi puppy, Cynthia.