Rafael began his career in the financial services industry in 2015. Prior to joining Mercer Advisors, he was as a Financial Planning Intern while completing a degree in Financial Planning from William Paterson University. As a CERTIFIED FINANCIAL PLANNER™, Rafael focuses on building generational financial plans to guide clients up to and through retirement. Rafael has created a specialty in solutions for clients in structuring efficient repayment plans for student loan borrowers. He also holds the FINRA Series 65 License. Rafael and his fiancée Daniella are engaged to be married in October 2019.