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Question

Will I pay more for Medicare if I have a higher income?

Answer

Yes. If your modified adjusted gross income exceeds $109,000 for individuals or $218,000 for married couples filing jointly in 2026, you will pay an IRMAA surcharge on top of your standard premiums, based on your income from two years prior.

Related FAQs

Can I switch from Medicare Advantage to Medigap later?

What is the Part D out-of-pocket cap for 2026?

How can Mercer Advisors help with Medicare decisions?
Retirement Insurance Solutions Retirement Planning Lifestyle Living in Retirement Healthcare & Medicare FAQs
Last Updated Aug. 31, 2026
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