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Question

What steps should I take right after my spouse dies?

Answer

In the first 29 days following the loss of a spouse, focus on completing only the essential tasks to manage financial and legal matters. Reserve the remainder of your time for grief and healing. These steps provide a foundation for addressing immediate financial and legal responsibilities:

  • Notify employer and retrieve personal effects.
  • Obtain death certificates (5–10 copies).
  • Contact VA and/or Social Security Administration for benefits.
  • File will for probate with an attorney.
  • Cancel health insurance and ensure dependent coverage.
  • Make life insurance and retirement account claims.

See our checklist of what to do in the first year of widowhood here.

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Women & Wealth Widows FAQs
Last Updated May 14, 2026
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