Surplus wealth is the amount your retirement projections show you’re unlikely to spend during your lifetime, even after accounting for living expenses, healthcare, and long-term care. It’s the money that exceeds what you need to keep your desired lifestyle. Identifying surplus wealth can be done by running a comprehensive financial plan that models your spending, longevity, and market variables — not just guessing based on your account balance.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
