Question

What happens if I need long-term care and have no spouse or children?

Answer

Single women should take a proactive approach to planning for long-term care and assisted living expenses since they may not have immediate support. Long-term care can be very expensive, and Medicare generally doesn’t cover it, so alternative funding strategies are essential. You may want to consider long-term care insurance. Speak with a financial advisor to help clarify your options and determine the right path.

Last Updated May 14, 2026

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