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Question

How can I make sure my assets are passed on as I want?

Answer

Ensuring your assets are passed on according to your wishes requires careful estate planning. You’ll want to:

  • Create a will and/or trust. Wills outline how your assets will be distributed, while trusts help protect and transfer wealth efficiently by avoiding probate.
  • Update your beneficiary designations. All your retirement accounts, insurance policies, and investment accounts should have named beneficiaries.
  • Regularly review your plan. To help ensure your assets are going to the right people/entities, review your estate documents and beneficiary designations on an annual basis.

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Last Updated May 14, 2026
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