This varies significantly by location, school, and lifestyle. According to the College Board’s 2025-26 moderate nine-month living expense budget, the total living expense for a U.S. student beyond tuition averages approximately $27,140 for the academic year, or roughly $3,016 per month. For discretionary spending specifically, many families find a weekly cap of $100 to $150 reasonable for a cost-conscious student, with more in urban environments.2
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
