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Question

How much do single women need to retire comfortably?

Answer

There’s no universal figure, but single women generally need to save more than couples on a per-person basis because all fixed expenses — housing, utilities, insurance — fall on one income. A financial plan built around your specific Social Security benefit, projected long-term care exposure, and desired lifestyle can be factors to consider in your financial planning.

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Women & Wealth Financial Planning Retirement Planning Social Security Long-Term Care Widows Living in Retirement Protecting Your Legacy Single Women Women Business Owners Primary Breadwinners FAQs
Last Updated July 30, 2026
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