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Question

Can I make a QCD from a 401(k) or other employer plan?

Answer

QCDs are limited to IRAs. However, you can roll funds from a 401(k) into an IRA and then make a QCD.

Related FAQs

What documentation do I need for QCDs?

Does a QCD reduce my taxable income even if I take the standard deduction?

Do QCDs apply to Roth IRAs?
Tax Planning Estate Planning Charitable Giving Retirement Planning Living in Retirement Tax Tips & Tricks Year-Round Tax Planning FAQs
Last Updated May 20, 2026
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