Mercer Advisors
Sharing Knowledge

Family & Health

Explore insights from our staff of female financial advisors on topics impacting women today such as financial planning, estate planning, investment management, tax planning, and more.

Multi-generational Family having fun
Family & Health Article

Trump Accounts vs. 529 Plans: Which Should You Choose?

Trump Accounts and 529 plans serve different purposes. Compare contribution limits, tax benefits, and investment options to decide which fit your family’s needs.

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Family & Health Podcast

Episode 528 – Financial Considerations When a Baby is on the Way

A practical guide to the financial moves expectant parents should make before baby arrives, from liquidity and insurance to tax credits, 529s, and estate planning.

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Family & Health Podcast

Episode 527 – Trump Accounts

Bryan Strike joins us to explain Trump Accounts: eligibility, the $1,000 seed, contribution limits, and how they compare to 529 plans for kids’ futures.

Family & Health On-Demand Webinar

Paying for College Without Overpaying: Smart Strategies for Families

Our college planning specialists share time-tested strategies to help reduce college costs, maximize financial aid, and leverage 529 plans for smarter education savings.

Family & Health Article

Expecting a Baby? What To Know Now

New parents can build a stronger financial foundation with Trump Accounts, 529 plans, insurance, adoption credits, and estate planning basics.

Family & Health Article

Is TikTok Where Your Kids or Grandkids Get Financial Advice?

Discover why financial advice on TikTok often misses the mark for young adults and how a personalized financial plan can protect their long-term future.

Father and Son Taking a Walk
Family & Health Guide

When Your Child Turns 18: A Financial and Legal Planning Guide for Families

A comprehensive checklist covering legal documents, account transfers, budgeting strategies, and the life skills that prepare your young adult — and your family — for what comes next.

Family at Daughter's Graduation
Family & Health Article

529 Plan Leftover Funds: Your Options Explained

A 529 surplus after graduation gives families more options than most people realize, including Roth IRA rollovers, estate planning, and multigenerational education savings.

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Family & Health Podcast

Episode 521 – Importance of Disability Insurance

Discover why disability insurance is a critical but overlooked part of any financial plan and how to choose the right coverage for your income.

Family & Health Article

Inheritance Planning Strategies for Your Wealth

Learn effective inheritance planning strategies. Get experienced guidance on estate taxes, wealth transfer, and comprehensive financial planning.

Family & Health Article

Maximizing Social Security Benefits After Divorce or Loss of Spouse

Divorced spouses and widows may qualify for Social Security benefits based on a former or deceased spouse’s earnings record. Discover strategies to maximize retirement income in 2026.

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Family & Health Podcast

Episode 519 – Good Debt, Bad Debt: Know the Difference

Explore the pros and cons of debt with John Walker and Jason O’Meara. Learn how to manage credit cards, auto loans, and mortgages to reach your financial goals.

Family & Health On-Demand Webinar

Smart Savings for the Next Generation: Understanding 529 Plans and Trump Accounts

Learn how 529 plans and Trump Accounts each play a distinct role in funding your child’s education and long-term retirement — and how to get the most from both.

FAQs
Family & Health FAQ

What are the differences between a Trump Account and a 529 plan?

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Family & Health FAQ

How do I find the right 529 plan for my family?

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Family & Health FAQ

Which is better for college savings — a Trump Account or a 529 plan?

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Family & Health FAQ

Where can I open a Trump Account for my child?

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Family & Health FAQ

Is it worth claiming the $1,000 Trump Account seed contribution?

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Family & Health FAQ

Should I open a Trump Account or a 529 plan for my child?

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Family & Health FAQ

What is a 529 plan and what can it be used for?

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Family & Health FAQ

What are Social Security survivor benefits?

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Further Learning

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Market Commentary Podcast

Episode 42: How to Think About Bonds

CIO Don Calcagni explains the three roles bonds play in a portfolio and why rising interest rates have strengthened the investment case for owning bonds today.

Investment Management Article

When Nvidia Drops: Three Reasons to Pause Before You Act

Nvidia’s stock decline following Jensen Huang’s resignation is a reminder of why diversification matters. Three reasons to pause before making big portfolio decisions.

Man working on laptop
Professions Article

QSBS After OBBBA: New $15M Exclusion and $75M Cap

The OBBBA expanded QSBS benefits with a $15 million exclusion cap, $75 million gross-asset threshold, and tiered holding periods. Learn what founders need to know.

Group having a meeting
Market Commentary Article

The Roles of Bonds in a Portfolio and Why Returns Are Slightly Negative — Insights From Our CIO

Bonds have dropped in value as interest rates have risen. CIO Don Calcagni explains why they still have an important role in our portfolios.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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