Mercer Advisors
Sharing Knowledge

Question

What is the Part D out-of-pocket cap for 2026?

Answer

Under the Inflation Reduction Act, annual out-of-pocket costs for Part D prescription drug coverage are capped at $2,100 in 2026. When you reach that limit, you pay $0 for covered drugs for the rest of the year.

Related FAQs

How can Mercer Advisors help with Medicare decisions?

Does Medigap cover prescription drugs?

Will I pay more for Medicare if I have a higher income?
Retirement Insurance Solutions Retirement Planning Lifestyle Living in Retirement Healthcare & Medicare FAQs
Last Updated Aug. 31, 2026
Previous Next

Further Learning

Retirement Article

Connecting the Dots on Your Retirement Plan

Learn how a structured three-part approach to retirement income planning can help you protect the wealth you’ve built and achieve financial independence.

Financial Planning Guide

The Inheritance and Sudden Wealth Playbook: First 90 Days + 12 Months

When you inherit a significant amount of wealth, the decisions you make in the first year can define outcomes for decades. Here’s your step-by-step playbook.

Retirement Article

How SECURE 2.0 Is Reshaping Your Retirement Savings Options

The SECURE 2.0 Act of 2022 introduced significant updates to retirement savings rules — automatic enrollment, emergency savings accounts, and enhanced catch-up contribution limits — that can meaningfully change how you plan for the future.

Listen
Investment Management Podcast

Episode 39 – Financial Planning Is a Prerequisite to Successful Investing

Don Calcagni, Chief Investment Officer, breaks down why financial planning should be the essential first step to building, sustaining, and transferring wealth.

Back to Sharing Knowledge

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Explore Our Solutions

Financial Planning
Estate Planning
Tax Planning & Preparation
Insurance Solutions
Investment Management
Trustee Services

Want to learn more about Mercer Advisors?

Let’s Talk