Beneficiary designations for your Delta 401(k), MBCBP, NQDC plan, and life insurance policies are managed separately through Fidelity for your 401(k) and through Delta’s Employee Service Center for other benefits. You should review and update these designations directly in each plan’s administration portal or by contacting Delta’s Employee Service Center at 800.MY.DELTA. Beneficiary forms on file — not your will — determine who receives these assets, so reviewing them every three to five years or after any major life change is a critical step.