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IPOs / Liquidity Events

A liquidity event — whether an IPO, a tender offer, or the expiration of a lockup period — can create a significant wealth-building opportunity, but it also requires careful planning to help minimize taxes, manage concentration risk, and put proceeds to productive long-term use. At Mercer Advisors, we help clients navigate the full complexity of liquidity events, from pre-IPO equity planning and lockup expiration strategies to diversification and estate planning. Browse the resources below to help make the most of your liquidity event.

Work & Business FAQ

What is a blackout period?

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Work & Business FAQ

What is a recapitalization in private equity?

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Work & Business FAQ

What’s the difference between ISO and NSO taxes?

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Work & Business FAQ

How does the IPO lockup period work?

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Work & Business FAQ

When should I sell my RSUs?

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Work & Business FAQ

What is a tender offer?

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Further Learning

Estate Planning Article

Illinois Estate Tax: What High-Net-Worth Families Need To Know

Illinois’ $4 million estate tax exemption, far below the $15 million federal threshold, can expose high-net-worth families to unexpected state tax bills without proactive planning.

man meeting with a financial advisor in office, shaking hands
What Clients Ask Article

Questions to Ask When Choosing a Financial Advisor

Discover the essential questions to ask when choosing a financial advisor — covering fiduciary duty, compensation models, and team approach.

Investment Management Article

Financial Planning Is a Prerequisite to Successful Investing

At Mercer Advisors, financial planning often serves as the starting point for investing decisions. It is the foundation of our evidence-based investing principles.

Estate Planning Guide

The Family Guide to Estate Planning: Helping To Protect What You’ve Built Across Generations

Explore wills, trusts, beneficiary traps, POAs, estate tax changes, inherited IRAs, gifting, and family conversations in one comprehensive planning guide.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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