Bob was one of the principles at Goldstein Munger + Associates for over 20 years before it was acquired by Mercer Advisors in 2022. With over 30 years of experience in investment, financial planning and taxation, he is well equipped to help clients craft the financial plans and strategies that are best suited for their objectives, including intergenerational wealth transfer strategies. He is a proud alumnus of California Polytechnic State University at San Luis Obispo, having earned a Bachelor of Science in Finance. He is a CPA and CERTIFIED FINANCIAL PLANER™ (CFP®) professional. In his free time, Bob and his wife Tamara, who reside in Danville, love to spend time with their grown children and their grandchildren. Bob also has a passion for golf, traveling and skiing.

For the past four decades, Rich has been helping his clients achieve their intergenerational wealth transfer goals. In 1979, Rich co-founded and was President of R.M. Goldstein Accountancy Corporation which provided tax services to wealthy families. The firm grew and expanded to offer comprehensive wealth management services and became Goldstein Munger + Associates. Rich enjoys working with families across generations; many of his clients’ children have become clients themselves. Rich has served on the board for various non-profit organizations that concentrate on children’s education and elderly care. Rich has a Bachelor of Arts in Accounting from San Francisco State University. He also graduated from Golden Gate University with master’s degrees in taxation and Personal Financial Planning. During his leisure hours, Rich enjoys hiking, cycling, sightseeing, and hitting the links with family and friends.

Jojo began her financial services career in 2014 by providing investment advice, portfolio design, and financial planning advice to both private and institutional clients. As a CERTIFIED FINANCIAL PLANNER^TM professional, Jojo is passionate about helping her clients pursue their long-term financial goals. Jojo actively collaborates with her clients’ network of tax, insurance, and estate planning professionals to help ensure that every aspect of their financial plan is integrated and customized to their unique needs, today and tomorrow. Jojo obtained her Dual Master’s Degree from both London School of Economics and the University of Southern California. She also holds the FINRA Series 65 License. Jojo is fluent in English and Mandarin.

Joseph Mah is a client advisor and branch manager for the San Mateo Office in California. He has more than 20 years of financial services experience and prior to joining Mercer Advisors, Joe was a partner and senior advisor at Dragon Financial Group. During his career, he has served in various individual contributor and management roles with top financial services firms including Bank of America and Wells Fargo. He holds a FINRA Series 65 license, is an Enrolled Agent, has an MBA and has held other professional licenses and certifications including for real estate and insurance. Joe’s a native of San Francisco and when time allows, he enjoys audiobooks, eating at holes-in-the-walls and making memories with his wife and two children.

Nancy began her career in the financial services industry in 2008 at a fee-only financial planning firm. She gained a deep commitment to the fiduciary standard in delivering comprehensive investment management and financial planning services. Nancy loves helping clients identify and quantify their life goals, understand and implement a sound financial plan and, ultimately, achieve Economic Freedom. Prior to Mercer Advisors, she worked for BlueSky Wealth Advisors, H&R Block and Aetna Life & Casualty. During tax season, Nancy is a volunteer tax preparer with the City of Fremont’s VITA program. For fun, she enjoys cycling, gardening and hanging out with her husband and two sons.

Fanny began her career in the financial services industry in 2007. Her past professional experiences include financial advisor at Raymond James where she provided comprehensive financial planning and investment management for high-net-worth clients. She also served as senior operations manager at AXA Advisors. Fanny earned a degree in Business Administration, with an emphasis in Finance, from the University of California, Riverside. She also holds the FINRA Series 66 License. Fanny is fluent in English, Cantonese, and Mandarin.

Jedd began his career in 2006. Before joining Mercer Advisors, he worked for Royal Alliance Associates, INC, serving as a Senior Financial Advisor for over 200 client households. As a CERTIFIED FINANCIAL PLANNER™ professional, Jedd believes in holistic planning to help his clients achieve their long-term financial goals.

Jedd earned a Bachelor's degree in Corporate Finance and Financial Services from San Francisco State University. Additionally, he holds the FINRA Series 65. Jedd is a native of the Bay Area and resides in Redwood City with his wife and daughter. During his free time, Jedd enjoys listening to crime podcasts, watching the Golden State Warriors, and spending time with his family.

Jeff began his career in the financial services industry in 2014. Prior to joining Mercer Advisors he worked at Capital Advantage, Inc. where he served as the Financial Advisor to over 100 clients. During this time, Jeff provided retirement planning and investment advice to local individuals looking for recommendations on their path towards financial independence. He received his Bachelor of Science degree in Business Finance from California State University, Chico. He is also a CERTIFIED FINANCIAL PLANNER™ professional and holds the FINRA Series 66 License. Jeff grew up in Pleasanton, and currently lives in Oakland with his wife. In his spare time he enjoys being outside taking pictures, playing golf, or hiking.

Phillip began his career in financial services in 2015. Prior to joining Mercer Advisors, he did financial planning at a Bay Area firm, where he leveraged his background in teaching to provide clarity to clients as they made financial decisions. He completed the Personal Financial Planning program at the University of California, Berkeley before passing the CFP^® exam and becoming a CERTIFIED FINANCIAL PLANNER^TM professional. He holds the FINRA Series 66 License. In his free time, he enjoys cycling and travel, ideally combining the two.

Aaron began his career in the financial services industry in 2006. Prior to joining Mercer Advisors, Aaron assisted his high-net-worth clients in achieving their financial goals as a vice president at Destination Wealth Management and as a senior financial planner and enrolled agent at the Ayco Company. He also served in the U.S. Army in counter intelligence with tours in Iraq and Kosovo. Aaron graduated cum laude from Austin Peay State University with a BBA in Business and Finance and holds the FINRA Series 66 License.

Justin began his financial services career at LPL Financial in San Diego, working in back-office operations. He joined Mercer Advisors in 2018 and currently serves as the point of contact for financial planning, including goal planning, risk management, tax planning, retirement benefits, and asset allocation. He's a problem solver who utilizes an extensive knowledge of holistic financial planning topics to help educate and guide clients. Justin is a San Diego native and graduate of the University of California San Diego, where he earned a bachelor of science degree in economics. He's also a CERTIFIED FINANCIAL PLANNER™ professional and holds the FINRA Series 65 license. Outside the office, you can find Justin trying new restaurants and enjoying the outdoor amenities of Southern California, from surfing along the coast to snowboarding in the mountains.

Jacob is passionate about utilizing holistic financial planning to serve his clients so that they may achieve their personal and financial goals. He began his career in the financial services industry in 2017. Prior to joining Mercer Advisors, he worked at AssetMark Investment Services in their trade operations department. Jacob graduated cum laude from Westmont College with a B.A. in Business & Economics, and Psychology. He completed the Financial Planning Certificate program at Boston University and is a CERTIFIED FINANCIAL PLANNER™ professional. Jacob also holds the FINRA Series 65 License. He is a native of the Bay Area and in his free time enjoys spending time with his wife, following sports, and watching movies.