Both types of catch-up contributions allow employees age 50 and older to save beyond the standard annual deferral limit. The standard catch-up limit is $8,000 for 2026. The super catch-up — available only to those who turn 60, 61, 62, or 63 during the year — raises that limit to $11,250 for 2026. When you reach age 64, your limit reverts to the standard catch-up amount. The super catch-up is optional for plan sponsors, so availability depends on your employer’s specific plan.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
