Question

Should I take advantage of the age 60-63 super catch-up contributions if my plan offers them?

Answer

If you’re aged 60 to 63 and your employer’s plan offers the enhanced catch-up limit, contributing up to $11,250 in catch-up savings in 2026 can meaningfully accelerate your retirement savings in the years when it may matter most. Whether it makes sense for you depends on your overall financial plan, cash flow, and tax situation. A Mercer Advisors wealth advisor can help you determine the right contribution strategy.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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