Self-employed founders have access to several tax-advantaged options. A solo 401(k) allows the highest combined contribution limits for most founders — up to $72,000 per year in 2026. A SEP IRA offers a simpler setup with meaningful contribution limits. For founders with consistently high income, a defined benefit plan can support larger annual contributions and provide a powerful annual tax deduction. A Mercer Advisors wealth advisor can help you evaluate which structure fits your income profile and business model.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
